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520 E Main St, Mountain City, TN 37683 Property Records

Johnson County property record for 520 E Main St, Mountain City, TN 37683

Property Summary

Property TypeSingle Family Home
Details1 ba · 880 sqft · built 2021
Lot Size70 acres (3,049,200 sqft)
OwnerIndividual Name on File
Tax Bill$588 (2022)
Deeds & MortgagesApr 2021 Construction Loan
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN046048A C 02401

Property Details

APN / Parcel Number

Primary APN046048A C 02401
Alternative APN
  • 048A C 02401

Interior

Full Baths1 Bath
Stories1 Story
Building Area880 sqft Living Area
1st Floor Area880 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,049,200 sqft (70 acres)
Lot Dimensions190 ft deep x 70 ft wide
TerrainHigh
Deck Area36 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address520 E MAIN ST
CityMOUNTAIN CITY
StateTN
Zip37683-1724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: A01
JurisdictionJOHNSON TN
Township / Civil Division7
Census Block Group2
Census Block2028
Census Tract956300

Owner

520 E Main St is owned by an individual who acquired it in February 2018.

Source: Johnson County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3510 HIGHWAY 421 N, MOUNTAIN CITY, TN 37683-6179
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Construction Mortgage
TOWN OF MOUNTAIN CITY
Feb 28, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 28, 2018
Transfer Doc0000000393
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON TN
Property Address520 E MAIN ST, MOUNTAIN CITY, TN 37683-1724
Transaction TypeMortgage
Record UpdatedMay 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 E MAIN ST, MOUNTAIN CITY, TN 37683-1724

Mortgage

Document Number331/473
DateApr 29, 2021
Book Page331/473
Instrument21001158
Lender
NameTOWN OF MOUNTAIN CITY
TypeGovernment Agency
AddressMOUNTAIN CITY, TN 37683
Agreement
TypeConstruction Mortgage
AmountAmount on Record

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJOHNSON TN
Recording DateFeb 28, 2018
Property Address520 E MAIN ST, MOUNTAIN CITY, TN 37683-1724
Document Number0000000393
Book / Page000205 / 000135
Instrument DateFeb 27, 2018
Instrument393
Transaction TypeTransfer
Record UpdatedMar 8, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3510 HIGHWAY 421 N MOUNTAIN CITY TN 376836179, MOUNTAIN CITY, TN 37683-6179

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyJohnson County
MunicipalityMountain City Town
Unified School DistrictJohnson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,825 Land $1,075 Building $19,750
2023$20,825 Land $1,075 Building $19,750
2022$588.00
2021$83,300 Land $4,300 Building $79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims12 (2001–2024)
Claims Outside the SFHA3 of 12
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 E Main St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 61% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNTAIN CITY WATER DEPT
serves 9,304 people · EPA ID TN0000479
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Skyline Telephone
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon, Xfinity.

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