122 E Main St, Mountain City, TN 37683 Property Records

Johnson County property record for 122 E Main St, Mountain City, TN 37683

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1.5 ba · 1,314 sqft · built 1946
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Sep 2026)
Tax Bill	$619 (2022)
Deeds & Mortgages	Sep 2026 Sale & Line of Credit Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046041P H 00400`

Property Details

APN / Parcel Number

Primary APN	`046041P H 00400`
Alternative APN	`041P H 00400`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,314 sqft Total Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Wood
Foundation Type	Footing
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	1,742,400 sqft (40 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 E MAIN ST
City	MOUNTAIN CITY
State	TN
Zip	37683-1610
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	DISTRICT: 02, COUNTY AREA: F01
Legal Subdivision	MURPHEY ADD
Jurisdiction	JOHNSON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2050
Census Tract	956300

Owner

122 E Main St, a commercial property, is owned by two individuals who bought it in September 2026.

Source: Johnson County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	144 LACY RD, BUTLER, TN 37640-7331
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Line of Credit SKYLINE NATIONAL BANK
Jan 16, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2022	Warranty Deed, Transfer BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Jul 19, 2022 · Amount on File
Deed Document Number	20262388
Deed Book / Page	13 / 402
Prior Transfer Date	Jan 16, 2026
Prior Transfer Doc	00007/2490
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON TN
Recording Date	Sep 15, 2026
Property Address	122 E MAIN ST, MOUNTAIN CITY, TN 37683-1610
Document Number	0000002388
Book / Page	13 / 402
Instrument Date	Sep 15, 2026
Instrument	20262388
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,844.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 LACY RD, BUTLER, TN 37640-7331

Mortgage

Document Number	0000002389,
Date	Sep 15, 2026
Instrument	20262389

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSON TN
Recording Date	Jan 16, 2026
Property Address	122 E MAIN ST, MOUNTAIN CITY, TN 37683-1610
Document Number	00007/2490
Book / Page	7 / 2490
Instrument Date	Jan 16, 2026
Instrument	26000142
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 ANTIOCH RD, MOUNTAIN CITY, TN 37683-5300

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON TN
Recording Date	Jul 19, 2022
Property Address	122 E MAIN ST, MOUNTAIN CITY, TN 37683-1610
Document Number	000223/109
Book / Page	223 / 109
Instrument Date	Jul 18, 2022
Instrument	22001986
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E MAIN ST, MOUNTAIN CITY, TN 37683-1610

Mortgage

Document Number	00T345/102
Date	Jul 19, 2022
Book Page	T345/102
Instrument	22001987

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 18, 2037

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Johnson County
Municipality	Mountain City Town
Unified School District	Johnson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,960 Land $10,000 Building $11,960
2023		$21,960 Land $10,000 Building $11,960
2022	$619.00
2021			$54,900 Land $25,000 Building $29,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 122 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2001–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 E Main St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN CITY WATER DEPT serves 9,304 people · EPA ID TN0000479
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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