520 E John St, Bedford, PA 15522 Property Records

Bedford County property record for 520 E John St, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	1,437 sqft · built 1950
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (May 2025)
Tax Bill	$2,158 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E.09-E.05-082`

Property Details

APN / Parcel Number

Primary APN	`E.09-E.05-082`
Alternative APN	`010-000294`

Interior

Stories	1 Story
Building Area	1,437 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	9,888 sqft (0.227 acres)
Deck Area	Deck Area

Location & Zoning

Street Address	520 E JOHN ST
City	BEDFORD
State	PA
Zip	15522-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	520 E JOHN ST
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4000
Census Tract	960700

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 E JOHN ST, BEDFORD, PA 15522-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNSYLVANIA STATE EMPLOYEES CU
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PSECU
Aug 22, 2019	Deed, Transfer · Conventional Mortgage PENNSYLVANIA STATE EMPLOYEES CU
Jan 23, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	20251978
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	520 E JOHN ST, BEDFORD, PA 15522-1431
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	MEMBERS SETTLEMENT SERVICES LLC, MEMBERS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/5677
Date	Sep 20, 2021
Book Page	2021/5677
Instrument	2021-005677

Lender

Name	PENNSYLVANIA STATE EMPLOYEES CU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	520 E JOHN ST, BEDFORD, PA 15522-1431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3351
Date	Jul 15, 2020
Book Page	2020/3351
Instrument	2020-003351

Lender

Name	PSECU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Aug 1, 2025

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Aug 22, 2019
Property Address	520 E JOHN ST, BEDFORD, PA 15522-1431
Document Number	2019/3904
Book / Page	2019 / 3904
Instrument Date	Aug 16, 2019
Instrument	2019-003904
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	MEMBERS SETTLEMENT SERVICES LLC, MEMBERS SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	520 E JOHN ST, BEDFORD, PA 15522-1431

Mortgage

Document Number	2019003905
Date	Aug 22, 2019
Instrument	2019-003905

Lender

Name	PENNSYLVANIA STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	520 E JOHN ST, BEDFORD, PA 15522-1431
Transaction Type	Mortgage
Record Updated	Feb 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/0300
Date	Jan 23, 2019
Book Page	2019/0300
Instrument	2019-000300

Lender

Name	STATE EMPLOYEES CU OF MARYLAND
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Bedford Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,158.00 (-6.26%)	$124,400 (-) Land $34,700 Building $89,700	$124,400 (-) Land $34,700 Building $89,700
2025			$124,400 (-) Land $34,700 Building $89,700
2023	$2,302.00 Additional exemption filed	$124,400 Land $34,700 Building $89,700
2012			$124,400 Land $34,700 Building $89,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, T-Mobile.

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