438 E John St, Bedford, PA 15522 Property Records

Bedford County property record for 438 E John St, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	1,805 sqft · built 1949
Lot Size	0.375 acres (16,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jul 2019)
Tax Bill	$2,845 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E.09-E.05-077`

Property Details

APN / Parcel Number

Primary APN	`E.09-E.05-077`
Alternative APN	`010-001309`

Interior

Stories	1 Story
Building Area	1,805 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	16,335 sqft (0.375 acres)

Location & Zoning

Street Address	438 E JOHN ST
City	BEDFORD
State	PA
Zip	15522-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	438 E JOHN STREET
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4000
Census Tract	960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bedford Historic District listed 1983 · 210 contributing resources · NRIS 83004187

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6751 MEADOWSIDE DR, FREDERICK, MD 21702-9437
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	Dec 2, 2013 · Amount on Record
Deed Document Number	20193352
Deed Book / Page	2019 / 3352
Last Transfer Date	Feb 21, 2025
Transfer Doc	02025/1071
Record Updated	Sep 20, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Jul 29, 2019
Property Address	438 E JOHN ST, BEDFORD, PA 15522-1429
Document Number	2019/3352
Book / Page	2019 / 3352
Instrument Date	Jul 22, 2019
Instrument	2019-003352
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA SETMNT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6751 MEADOWSIDE DR, FREDERICK, MD 21702-9437

Mortgage

Document Number	2019003353
Date	Jul 29, 2019
Instrument	2019-003353

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Bedford Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,845.00 (+7.16%)	$129,100 (-) Land $38,300 Building $90,800	$129,100 (-) Land $38,300 Building $90,800
2025	$2,655.00 (+11.13%)	$129,100 (-) Land $38,300 Building $90,800	$129,100 (-) Land $38,300 Building $90,800
2023	$2,389.00 Additional exemption filed	$129,100 Land $38,300 Building $90,800
2012			$129,100 Land $38,300 Building $90,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, T-Mobile.

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