Calvert County property record for 520 E Chesapeake Beach Rd, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,855 sqft · built 1982 |
| Lot Size | 3.22 acres (140,263 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Feb 2026) |
| Tax Bill | $4,784 (2023) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-088871 |
| Primary APN | 03-088871 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,855 sqft Total Area |
| 1st Floor Area | 2,015 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 140,263 sqft (3.22 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 088871 |
|---|---|
| Old Parcel Number | 3088871 |
| Street Address | 520 E CHESAPEAKE BEACH RD |
| City | OWINGS |
| State | MD |
| Zip | 20736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3R SEC 1 OWINGS PROPER |
| Legal Subdivision | OWINGS PROPER |
| Legal Lot Number | 3R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 860300 |
520 E Chesapeake Beach Rd is owned and occupied by an individual who bought it in February 2026.
Source: Calvert County records, as of March 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 E CHESAPEAKE BEACH RD, OWINGS, MD 20736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on File |
| Deed Sale | Feb 24, 2026 · Amount on File |
| Deed Document Number | 0006858245 |
| Deed Book / Page | 6858 / 245 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Feb 24, 2026 |
| Property Address | 520 E CHESAPEAKE BEACH RD, OWINGS, MD 20736 |
| Document Number | 0068580245 |
| Book / Page | 6858 / 245 |
| Map Reference | PL ABE 1 FO 160 |
| Instrument Date | Feb 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | MBH SETTLEMENT GROUP LC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 E CHESAPEAKE BEACH RD, OWINGS, MD 20736 |
| Document Number | 0006858250 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 6858/250 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Calvert County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $505,800 Land $190,400 Building $315,400 | $505,800 Land $190,400 Building $315,400 | |
| 2023 | $4,784.00 Homeowner's exemption | $460,533 | $505,800 Land $190,400 Building $315,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 E Chesapeake Beach Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1999–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 E Chesapeake Beach Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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