500 E Chesapeake Beach Rd, Owings, MD 20736 Property Records

Calvert County property record for 500 E Chesapeake Beach Rd, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,560 sqft · built 1985
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2021)
Tax Bill	$5,541 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-088855`

Property Details

APN / Parcel Number

Primary APN	`03-088855`
Alternative APNs	`3088855` `088855`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,560 sqft Total Area
Basement Area	1,203 sqft
Finished Basement	1,203 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft
Deck Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	088855
Street Address	500 E CHESAPEAKE BEACH RD
City	OWINGS
State	MD
Zip	20736-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 SEC 1 OWINGS PROPER
Legal Subdivision	OWINGS PROSPER
Legal Lot Number	1
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1010
Census Tract	860300

Owner

500 E Chesapeake Beach Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	500 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-3545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 24, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 11, 2019	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
May 10, 2017	Grant Deed, Transfer · FHA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Dec 11, 2019 · Amount on File
Deed Book / Page	6059 / 156
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	500 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-3545
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058980478
Date	Mar 19, 2021
Book Page	5898/478

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 24, 2021
Property Address	500 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-3545
Document Number	0060590156
Book / Page	6059 / 156
Map Reference	MB ABE 1 PG 160
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	500 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-3545

Mortgage

Document Number	6059163
Date	Aug 24, 2021
Instrument	6059/163

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 11, 2019
Property Address	500 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-3545
Document Number	0054900422
Book / Page	5490 / 422
Map Reference	MB ABE 1 PG 160
Instrument Date	Sep 18, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	QUANTUM TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	500 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-3545

Mortgage

Document Number	5490429
Date	Dec 11, 2019
Instrument	5490/429

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 10, 2017
Property Address	500 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-3545
Document Number	0049900436
Book / Page	004990 / 000436
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	PERFECTION TITLE LIMITED

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E CHESAPEAKE BEACH RD OWINGS MD 207363545, OWINGS, MD 20736-3545

Mortgage

Document Number	49900444
Date	May 10, 2017
Book Page	004990/000444

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 500 E Chesapeake Beach Rd was $5,541.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,233	$520,700 Land $192,000 Building $328,700
2025	$5,541.00
2023	$4,594.00	$442,200	$493,000 Land $192,000 Building $301,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 E Chesapeake Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1999–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 E Chesapeake Beach Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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