520 E Adams Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 520 E Adams Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 5,686 sqft · built 2018
Lot Size	0.244 acres (10,624 sqft)
Owner	Company Name on Record
Tax Bill	$11,786 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jul 2020 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`23M-22-0719`

Property Details

APN / Parcel Number

Primary APN	`23M-22-0719`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,686 sqft Living Area
Gross Area	6,148 sqft
1st Floor Area	717 sqft
Basement Area	1,340 sqft
Finished Basement	1,340 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,624 sqft (0.244 acres)
Lot Dimensions	138 ft deep x 77 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	727 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 E ADAMS AVE
City	SAINT LOUIS
State	MO
Zip	63122-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	SECTION 6-44-6 280 FEET E OF WOODLAWN
Legal Range	6E
Legal Township	44N
Legal Section	06
Legal Subdivision	SECTION 6-44-6
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1001
Census Tract	218600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jefferson-Argonne Historic District listed 2004 · 168 contributing resources · NRIS 04000696

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	520 E ADAMS AVE, SAINT LOUIS, MO 63122-4620
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Intrafamily Transfer, Transfer
Jul 30, 2020	Deed of Trust, Mortgage · Line of Credit SAINTS AVENUE BANK
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit SAINTS AVENUE BANK
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit SAINTS AVENUE BANK
Feb 19, 2020	Intrafamily Transfer, Transfer NOT AVAILABLE, NON AVAILABLE
Feb 19, 2020	Beneficiary Deed, Transfer
Mar 7, 2019	Quit Claim Deed, Construction Loan · Line of Credit SAINTS AVE BK
Dec 1, 2017	Warranty Deed, Transfer SAINTS AVENUE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2020
Deed Sale	Feb 19, 2020
Prior Sale	Mar 12, 2019
Deed Document Number	2020110
Deed Book / Page	23930 / 802
Last Transfer Date	Aug 24, 2022
Transfer Doc	0000000633
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Aug 25, 2022
Property Address	520 E ADAMS AVE, SAINT LOUIS, MO 63122-4620
Document Number	2022082500633
Instrument Date	Aug 24, 2022
Instrument	2022082500633
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 E ADAMS AVE, 520, SAINT LOUIS, MO 63122-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E ADAMS AVE, SAINT LOUIS, MO 63122-4620

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	520 E ADAMS AVE, SAINT LOUIS, MO 63122-4620
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E ADAMS AVE, KIRKWOOD, MO 63122-4620

Mortgage

Document Number	0241090061
Date	Jul 30, 2020
Book Page	24109/61
Instrument	2020073000131

Lender

Name	SAINTS AVENUE BANK
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	109 Months
Due	Aug 15, 2029

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	520 E ADAMS AVE, SAINT LOUIS, MO 63122-4620
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239750171
Date	Apr 15, 2020
Book Page	23975/171
Instrument	2020041500476

Lender

Name	SAINTS AVENUE BANK
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	520 E ADAMS AVE, SAINT LOUIS, MO 63122-4620
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239770278
Date	Apr 16, 2020
Book Page	23977/278
Instrument	2020041600302

Lender

Name	SAINTS AVENUE BANK
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	109 Months
Due	May 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Feb 19, 2020
Property Address	520 E ADAMS AVE, SAINT LOUIS, MO 63122-4620
Document Number	0239300798
Book / Page	23930 / 798
Instrument Date	Feb 17, 2020
Instrument	2020021900109
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NOT AVAILABLE, NON AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E ADAMS AVE, SAINT LOUIS, MO 63122-4620

February 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 19, 2020
Property Address	520 E ADAMS AVE, SAINT LOUIS, MO 63122-4620
Document Number	0239300802
Book / Page	23930 / 802
Instrument Date	Feb 17, 2020
Instrument	2020021900110
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	520 E ADAMS AVE, SAINT LOUIS, MO 63122-4620

March 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 7, 2019
Property Address	520 E ADAMS AVE, SAINT LOUIS, MO 63122-4620
Document Number	0234280710
Book / Page	023428 / 000710
Instrument Date	Mar 1, 2019
Instrument	195
Transaction Type	Construction Loan
Record Updated	Mar 28, 2019
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E ADAMS AVE ST LOUIS MO 631224620, ST LOUIS, MO 63122-4620

Mortgage

Document Number	234280716
Date	Mar 7, 2019
Book Page	023428/000716
Instrument	197

Lender

Name	SAINTS AVE BK
Address	HANNIBAL, MO 63401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 6, 2020

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 1, 2017
Property Address	520 E ADAMS AVE, SAINT LOUIS, MO 63122-4620
Document Number	0228001379
Book / Page	022800 / 001379
Instrument Date	Nov 30, 2017
Instrument	220
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 HENNSLEY CIR WELDON SPRING MO 633041084, WELDON SPRING, MO 63304-1084

Mortgage

Document Number	228001382
Date	Dec 1, 2017
Book Page	022800/001382
Instrument	221

Lender

Name	SAINTS AVENUE BANK
Address	HANNIBAL, MO 63401-0350

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,430 (-) Land $80,620 Building $140,810	$1,165,400 (-) Land $424,300 Building $741,100
2025	$11,786.00 (-0.82%)	$221,430 (+16.51%) Land $80,620 Building $140,810	$1,165,400 (+16.51%) Land $424,300 Building $741,100
2024	$11,883.00 (+1.61%)
2023	$11,695.00 (-7.71%)	$190,060 (+6.79%) Land $72,540 Building $117,520	$1,000,300 (+6.79%) Land $381,800 Building $618,500
2022	$12,672.00	$177,970 Land $60,910 Building $117,060
2021			$936,700 Land $320,600 Building $616,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Nearby Properties on E Adams Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures