485 E Adams Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 485 E Adams Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,753 sqft · built 1949
Lot Size	0.289 acres (12,602 sqft)
Owner	Individual Name on File
Last Sale	$363,000 (Nov 2016)
Tax Bill	$7,182 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23M-24-0023`

Property Details

APN / Parcel Number

Primary APN	`23M-24-0023`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,753 sqft Living Area
Gross Area	4,193 sqft
1st Floor Area	1,313 sqft
Basement Area	1,440 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	12,602 sqft (0.289 acres)
Lot Dimensions	82 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	4 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	12 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	485 E ADAMS AVE
City	SAINT LOUIS
State	MO
Zip	63122-4563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Range	5E
Legal Township	44N
Legal Section	01
Legal Subdivision	VILLAGE ST ANN
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3011
Census Tract	218500

Owner

Source: St. Louis County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	485 E ADAMS AVE, SAINT LOUIS, MO 63122-4563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Aug 24, 2020	Warranty Deed, Transfer STIFEL BK&TR
Sep 6, 2018	Warranty Deed, Transfer · Line of Credit BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2016 · Amount on File
Deed Sale	Nov 1, 2016 · Amount on File
Deed Document Number	2016502
Deed Book / Page	22258 / 2012
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Sep 30, 2026
Property Address	485 E ADAMS AVE, SAINT LOUIS, MO 63122-4563
Document Number	0000000155
Instrument Date	Sep 29, 2026
Instrument	2026930155
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1806 AUTUMN HILL DR, O FALLON, MO 63366-3906
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000155,
Date	Sep 30, 2026
Instrument	2026930155

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	485 E ADAMS AVE, SAINT LOUIS, MO 63122-4563
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 E ADAMS AVE, KIRKWOOD, MO 63122-4563

Mortgage

Document Number	0245460058
Date	Dec 29, 2020
Book Page	24546/58
Instrument	2020122900257

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 24, 2020
Property Address	485 E ADAMS AVE, SAINT LOUIS, MO 63122-4563
Document Number	0242764465
Book / Page	024276 / 004465
Instrument Date	Aug 13, 2020
Instrument	982
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10330 ARTHUR PL ST LOUIS MO 631312705, ST LOUIS, MO 63131-2705

Mortgage

Document Number	242764471
Date	Aug 24, 2020
Book Page	024276/004471
Instrument	984

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 23, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 6, 2018
Property Address	485 E ADAMS AVE, SAINT LOUIS, MO 63122-4563
Document Number	0231841152
Book / Page	023184 / 001152
Instrument Date	Aug 24, 2018
Instrument	231
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	CONTINENTAL TITLE HOLDING COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 E ADAMS AVE KIRKWOOD MO 631224563, KIRKWOOD, MO 63122-4563

Mortgage

Document Number	231841155
Date	Sep 6, 2018
Book Page	023184/001155
Instrument	232

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	GRANTIE CITY, IL 62040

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,560 (-) Land $86,030 Building $41,530	$671,400 (-) Land $452,800 Building $218,600
2025	$7,182.00 (+1.74%)	$127,560 (+13.16%) Land $86,030 Building $41,530	$671,400 (+13.16%) Land $452,800 Building $218,600
2024	$7,059.00 (+1.6%)
2023	$6,948.00 (+4.04%)	$112,730 (+20.19%) Land $68,820 Building $43,910	$593,300 (+20.2%) Land $362,200 Building $231,100
2022	$6,678.00	$93,790 Land $64,300 Building $29,490
2021			$493,600 Land $338,400 Building $155,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1979–1993)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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