520 E Academy St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 520 E Academy St, Clayton, NJ 08312

Property Summary

Property Type	Single Family Home
Details	1,492 sqft · built 1950
Lot Size	1.12 acres (49,025 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jun 2021)
Tax Bill	$7,458 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-02001-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`01-02001-0000-00009`
Alternative APNs	`0100051000000003G` `010200100009`

Interior

Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,492 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	49,025 sqft
Lot Dimensions	265 ft deep x 185 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	0100051000000003G
Street Address	520 E ACADEMY ST
City	CLAYTON
State	NJ
Zip	08312-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Subdivision	COUNTRYSIDE 02
Legal Block	2001
Legal Lot Number	9
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2003
Census Tract	501502

Owner

520 E Academy St is owned and occupied by two individuals who bought it in June 2021.

Source: Gloucester County and Clayton Borough records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 E ACADEMY ST, CLAYTON, NJ 08312-1509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Executor's Deed, Transfer · Conventional Mortgage POLICE & FIRE FCU
Jan 12, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jan 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on File
Deed Sale	Jun 18, 2021 · Amount on File
Prior Sale	Nov 8, 1979
Deed Document Number	202133988
Deed Book / Page	6495 / 49
Record Updated	Sep 20, 2026

June 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Jun 18, 2021
Property Address	520 E ACADEMY ST, CLAYTON, NJ 08312-1509
Document Number	0000033988
Book / Page	6495 / 49
Instrument Date	Jun 15, 2021
Instrument	33988
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 STAFFORD PL, 13, SICKLERVILLE, NJ 08081-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E ACADEMY ST, CLAYTON, NJ 08312-1509

Mortgage

Document Number	0000033989
Date	Jun 18, 2021
Book Page	16999/23
Instrument	33989

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Jan 12, 2018
Property Address	520 E ACADEMY ST, CLAYTON, NJ 08312-1509
Document Number	0000001541
Book / Page	005801 / 000307
Instrument Date	Jan 8, 2018
Instrument	1541
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E ACADEMY ST CLAYTON NJ 083121509, CLAYTON, NJ 08312-1509

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Jan 12, 2018
Property Address	520 E ACADEMY ST, CLAYTON, NJ 08312-1509
Document Number	0000001543
Instrument Date	Jan 8, 2018
Instrument	1543
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E ACADEMY ST CLAYTON NJ 083121509, CLAYTON, NJ 08312-1509

Tax Assessment & Valuation

The 2025 property tax bill for 520 E Academy St was $7,458, up 3.8% from the year before.

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,700 (+19.08%) Land $75,400 Building $270,300	$345,700 (+19.08%) Land $75,400 Building $270,300
2025	$7,458.00 (+3.81%)	$290,300 Land $75,400 Building $214,900	$290,300 Land $75,400 Building $214,900
2024	$7,184.00
2023		$178,600 Land $52,600 Building $126,000	$178,600 Land $52,600 Building $126,000
2022	$7,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 E Academy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 E Academy St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 60% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Academy St

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