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498 E Academy St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 498 E Academy St, Clayton, NJ 08312

Property Summary

Property TypeSingle Family Home
Details1,823 sqft · built 1950
Lot Size0.367 acres (16,000 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Aug 2022)
Tax Bill$6,677 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-01310-0000-00004

Property Details

APN / Parcel Number

Primary APN01-01310-0000-00004
Alternative APNs
  • 0100053A00001
  • 010131000004

Interior

Stories1 Story
Building Area1,823 sqft Living Area
1st Floor Area1,823 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialStucco
Lot Area16,000 sqft (0.367 acres)
Lot Dimensions160 ft deep x 100 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0100053A00001
Street Address498 E ACADEMY ST
CityCLAYTON
StateNJ
Zip08312-1507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B
Legal Block1310
Legal Lot Number4
JurisdictionGLOUCESTER NJ
Township / Civil DivisionCLAYTON
Census Block Group2
Census Block2005
Census Tract501502

Owner

498 E Academy St is owned and occupied by an individual who bought it in August 2022.

Source: Gloucester County and Clayton Borough records, as of July 6, 2026

Owner of RecordIndividual Name on File
Mailing Address498 E ACADEMY ST, CLAYTON, NJ 08312-1507
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2022Deed, Transfer · VA Mortgage
BROKER SOLUTIONS INC
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2022 · Amount on File
Deed SaleAug 2, 2022 · Amount on File
Prior SaleAug 23, 2010 · Amount on File
Deed Document Number202232434
Deed Book / Page6723 / 222
Prior Transfer DateMar 25, 1998
Prior Transfer Doc0028600035
Record UpdatedOct 29, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionGLOUCESTER NJ
Recording DateAug 2, 2022
Property Address498 E ACADEMY ST, CLAYTON, NJ 08312-1507
Document Number0000032434
Book / Page6723 / 222
Instrument DateJul 1, 2022
Instrument32434
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address784 CLEMS RUN, 784, GLASSBORO, NJ 08028-3517

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 E ACADEMY ST, CLAYTON, NJ 08312-1507

Mortgage

Document Number0000032435
DateAug 2, 2022
Instrument32435
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term300 Months
DueAug 1, 2047

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER NJ
Property Address498 E ACADEMY ST, CLAYTON, NJ 08312-1507
Transaction TypeMortgage
Record UpdatedJul 12, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027679
DateMay 18, 2021
Book Page16929/252
Instrument27679
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 498 E Academy St was $6,677, up 3.8% from the year before.

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyGloucester County
MunicipalityClayton Borough
Unified School DistrictClayton Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,400 (+18.66%) Land $66,200 Building $242,200$308,400 (+18.66%) Land $66,200 Building $242,200
2025$6,677.00 (+3.81%)$259,900 Land $66,200 Building $193,700$259,900 Land $66,200 Building $193,700
2024$6,432.00
2023$160,800 Land $30,700 Building $130,100$160,800 Land $30,700 Building $130,100
2022$6,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 498 E Academy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 E Academy St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOROUGH OF CLAYTON
serves 8,179 people · EPA ID NJ0801001
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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