520 E 5th St, Spencerville, OH 45887 Property Records

Allen County property record for 520 E 5th St, Spencerville, OH 45887 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1955
Square Footage	864 sqft Living Area
Lot Size	9,235 sqft (0.212 acres)
Garage	Attached, 408 sqft
Last Sale	$119,500 (2023)
Tax Bill	$839.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`44-1208-03-003.000`
Alternative APN	`E1944120803003000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	864 sqft Living Area
Gross Area	1,272 sqft Gross Area
1st Floor	864 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	9,235 sqft (0.212 acres)
Depth X Width	132 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	408 sqft Garage
Patio Area	288 sqft Patio

Utilities and HVAC

Cooling System	None Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Storm Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	520 E 5TH ST
City	SPENCERVILLE
State	OH
Zip	45887-1214
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 17 70 X 132 JOINT TEN RTS 04-04-12 FF 070.000
Legal Subdivision	MCMICHAELS
Legal Lot Number	17
Jurisdiction	ALLEN OH
Minor Civil Division	SPENCER
Census Blockgroup	3
Census Block	3039
Census Tract	10600

Owner

Source: Allen County records · APN 44-1208-03-003.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2950 S CONANT RD, SPENCERVILLE, OH 45887-9715
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Jun 14, 2013 · Amount on Record
Deed Doc Number	20235875
Record Refreshed	Sep 20, 2026

July 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 11, 2023
Property Address	520 E 5TH ST, SPENCERVILLE, OH 45887-1214
Document Number	7110005875
Book / Page	2023 / 5875
Map Reference	MB 5 PG 27
Instrument Date	Jul 10, 2023
Instrument	202307110005875
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2950 S CONANT RD, SPENCERVILLE, OH 45887-9715

Mortgage

Document Number	7110005876
Date	Jul 11, 2023
Instrument	202307110005876

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Municipality	Spencerville Village
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$839.00 (-0.24%)	$25,490 (-) Land $7,530 Building $17,960	$72,800 (-) Land $21,500 Building $51,300
2024	$841.00 (+23.86%) Homeowner's exemption	$25,490 (+32.9%) Land $7,530 Building $17,960	$72,800 (+32.85%) Land $21,500 Building $51,300
2023	$679.00 (-0.15%) Homeowner's exemption	$19,180 (-) Land $5,670 Building $13,510
2022	$680.00 Homeowner's exemption	$19,180 Land $5,670 Building $13,510
2021			$54,800 Land $16,200 Building $38,600

Flood & Wildfire

520 E 5th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Allen County (39003C), updated June 20, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.