516 E 5th St, Spencerville, OH 45887 Property Records

Allen County property record for 516 E 5th St, Spencerville, OH 45887

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,952 sqft · built 1955
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on Record
Last Sale	$151,000 (Jun 2022)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`44-1208-03-004.000`

Property Details

APN / Parcel Number

Primary APN	`44-1208-03-004.000`
Alternative APN	`E1944120803004000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,952 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	1,552 sqft
Upper Floors Area	400 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	210 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	516 E 5TH ST
City	SPENCERVILLE
State	OH
Zip	45887-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCMICHAELS SUBDIVISION LOT 713 FF 70.00
Legal Subdivision	MCMICHAELS SUBDIVISION
Legal Lot Number	713
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3039
Census Tract	10600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 E 5TH ST, SPENCERVILLE, OH 45887-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Fiduciary Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 8, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	20227077
Prior Transfer Date	Mar 27, 2020
Prior Transfer Doc	4010003359
Record Updated	Sep 20, 2026

June 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 13, 2022
Property Address	516 E 5TH ST, SPENCERVILLE, OH 45887-1214
Document Number	6130007077
Book / Page	2022 / 7077
Map Reference	MB 7 PG 187
Instrument Date	Jun 10, 2022
Instrument	202206130007077
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E 5TH ST, SPENCERVILLE, OH 45887-1214

Mortgage

Document Number	6130007078
Date	Jun 13, 2022
Instrument	202206130007078

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 8, 2022
Property Address	516 E 5TH ST, SPENCERVILLE, OH 45887-1214
Document Number	2080001424
Book / Page	2022 / 1424
Map Reference	MB 7 PG 187
Instrument Date	Jan 11, 2022
Instrument	202202080001424
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 S CONANT RD, SPENCERVILLE, OH 45887-9701

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Municipality	Spencerville Village
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00 (-0.31%)	$38,610 (-) Land $7,530 Building $31,080	$110,300 (-) Land $21,500 Building $88,800
2024	$1,272.00 (+24.22%) Homeowner's exemption	$38,610 (+32.91%) Land $7,530 Building $31,080	$110,300 (+32.89%) Land $21,500 Building $88,800
2023	$1,024.00 (-2.85%) Homeowner's exemption	$29,050 (-) Land $5,670 Building $23,380
2022	$1,054.00	$29,050 Land $5,670 Building $23,380
2021			$83,000 Land $16,200 Building $66,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCERVILLE VILLAGE serves 2,261 people · EPA ID OH0201312
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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