Payne County property record for 520 E 15th Ave, Stillwater, OK 74074
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 528 sqft · built 1925 |
| Lot Size | 0.163 acres (7,102 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Oct 2023) |
| Tax Bill | $511 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N02E-23-2-SL662-020-0015 |
| Primary APN | 19N02E-23-2-SL662-020-0015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 528 sqft Living Area |
| 1st Floor Area | 528 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,102 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Porch | Slab |
| Porch Area | 84 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 19237 |
|---|---|
| Street Address | 520 E 15TH AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74074-5055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOWRY'S 2ND ADD BLK 20 LOTS 15-16 |
| Legal Range | 02E |
| Legal Township | 19N |
| Legal Section | 23 |
| Legal Subdivision | LOWRY'S 2ND ADD |
| Legal Block | 20 |
| Legal Lot Number | 15,16 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10700 |
520 E 15th Ave is owned by a company that bought it in October 2023.
Source: Payne County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 916 N MAIN ST, STILLWATER, OK 74075-3621 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage SIMMONS BANK |
| Oct 6, 2023 | Warranty Deed, Transfer COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO |
| Oct 30, 2020 | Warranty Deed, Transfer AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO |
| Oct 18, 2019 | Warranty Deed, Transfer AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO |
| Jan 27, 2018 | Loan Modification, Mortgage · FHA Mortgage MORTGAGE CLEARING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2023 · Amount on File |
| Deed Sale | Oct 6, 2023 · Amount on File |
| Prior Sale | Oct 18, 2019 · Amount on File |
| Deed Document Number | 20239801 |
| Deed Book / Page | 2770 / 952 |
| Prior Transfer Date | May 20, 2008 |
| Prior Transfer Doc | 0017760634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 520 E 15TH AVE, STILLWATER, OK 74074-5055 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027110058 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 2711/58 |
| Instrument | I-2022-009225 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 5, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Oct 6, 2023 |
| Property Address | 520 E 15TH AVE, STILLWATER, OK 74074-5055 |
| Document Number | 0027700952 |
| Book / Page | 2770 / 952 |
| Instrument Date | Oct 6, 2023 |
| Instrument | I-2023-009801 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $187.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 916 N MAIN ST, STILLWATER, OK 74075-3621 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Oct 30, 2020 |
| Property Address | 520 E 15TH AVE, STILLWATER, OK 74074-5055 |
| Document Number | 0025940728 |
| Book / Page | 002594 / 000728 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 12054 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2020 |
| Title Company | AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $68.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3820 QUAIL CREEK FARMS STILLWATER OK 740742422, STILLWATER, OK 74074-2422 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Oct 18, 2019 |
| Property Address | 520 E 15TH AVE, STILLWATER, OK 74074-5055 |
| Document Number | 0025330049 |
| Book / Page | 002533 / 000049 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 11409 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $23.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8516 ESQUIRE TRL #1207 FORT WORTH TX 762441609, 1207, FORT WORTH, TX 76244-1609 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 520 E 15TH AVE, STILLWATER, OK 74074-5055 |
| Document Number | 0025070482 |
| Instrument Date | Jan 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 520 E 15TH AVE STILLWATER OK 740745055, STILLWATER, OK 74074-5055 |
| Document Number | 0025070482 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 002507/000482 |
| Instrument | 4715 |
| Name | MORTGAGE CLEARING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 520 E 15th Ave was $511, up 0.2% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,297 (+5.58%) Land $3,032 Building $2,265 | $46,473 Land $26,598 Building $19,875 | |
| 2025 | $511.00 (+0.2%) | $5,017 (-) Land $2,565 Building $2,452 | |
| 2024 | $510.00 (+17.78%) | $5,017 (+17.58%) Land $2,565 Building $2,452 | $44,010 (+17.58%) Land $22,500 Building $21,510 |
| 2023 | $433.00 (-5.46%) | $4,267 (-5.6%) Land $1,924 Building $2,343 | $37,430 (-5.6%) Land $16,880 Building $20,550 |
| 2022 | $458.00 | $4,520 Land $2,394 Building $2,126 | $39,650 Land $21,000 Building $18,650 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 520 E 15th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jun 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 520 E 15th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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