511 E 15th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 511 E 15th Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 630 sqft · built 1935
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$108,000 (Aug 2023)
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-23-2-SL662-025-0001`

Property Details

APN / Parcel Number

Primary APN	`19N02E-23-2-SL662-025-0001`
Alternative APNs	`600019106` `19106`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	630 sqft Living Area
1st Floor Area	630 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	100 ft deep x 54 ft wide
Porch	Slab
Porch Area	73 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19106
Street Address	511 E 15TH AVE
City	STILLWATER
State	OK
Zip	74074-5056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWRY'S 2ND ADD BLK 25 E-54' LOTS 1-4
Legal Range	02E
Legal Township	19N
Legal Section	23
Legal Subdivision	LOWRY'S 2ND ADD
Legal Block	25
Legal Lot Number	1-4
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3023
Census Tract	10700

Owner

511 E 15th Ave is owned by two individuals who bought it in August 2023.

Source: Payne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3136 N LAKEVIEW MANOR DR, BETHANY, OK 73008-4316
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Aug 3, 2020 · Amount on File
Deed Document Number	20237377
Deed Book / Page	2761 / 33
Prior Transfer Date	Jul 31, 2023
Prior Transfer Doc	0027610036
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Aug 1, 2023
Property Address	511 E 15TH AVE, STILLWATER, OK 74074-5056
Document Number	0027610033
Book / Page	2761 / 33
Instrument Date	Jul 30, 2023
Instrument	I-2023-007377
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3136 N LAKEVIEW MANOR DR, BETHANY, OK 73008-4316

Mortgage

Document Number	0027610036
Date	Aug 1, 2023
Book Page	2761/36
Instrument	I-2023-007378

Lender

Name	RENASANT BANK
Type	Bank
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 511 E 15th Ave was $1,003, up 0.3% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,397 (+5.77%) Land $3,245 Building $7,152	$91,203 Land $28,466 Building $62,737
2025	$1,003.00 (+0.3%)	$9,830 (-) Land $2,565 Building $7,265
2024	$1,000.00 (+21.36%)	$9,830 (+21%) Land $2,565 Building $7,265	$86,230 (+20.99%) Land $22,500 Building $63,730
2023	$824.00 (+2.11%)	$8,124 (+1.88%) Land $1,924 Building $6,200	$71,270 (+1.89%) Land $16,880 Building $54,390
2022	$807.00	$7,974 Land $2,394 Building $5,580	$69,950 Land $21,000 Building $48,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 E 15th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jun 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 511 E 15th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20