Cabarrus County property record for 496 Crestside Dr SE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,703 sqft · built 1963 |
| Lot Size | 0.533 acres (23,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Apr 2024) |
| Tax Bill | $2,789 (2023) |
| Deeds & Mortgages | Apr 2024 Sale May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 56 5445 |
| Primary APN | 5630 56 5445 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,703 sqft Living Area |
| Gross Area | 4,704 sqft |
| 1st Floor Area | 1,703 sqft |
| Basement Area | 1,815 sqft |
| Unfinished Basement | 1,815 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,200 sqft (0.533 acres) |
| Lot Dimensions | 160 ft deep x 145 ft wide |
| Garage Type | Mixed |
| Garage Area | 550 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 272 sqft |
| Patio Area | 252 sqft |
| Storage Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 169842 |
|---|---|
| Street Address | 496 CRESTSIDE DR SE |
| City | CONCORD |
| State | NC |
| Zip | 28025-2717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | LT 9 MOUNTAIN BROOK |
| Legal Subdivision | CRESTSIDE |
| Legal Lot Number | 9 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 42202 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 496 CRESTSIDE DR SE, CONCORD, NC 28025-2717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 2, 2024 | Warranty Deed, Transfer AUSTIN TITLE, AUSTIN TITLE LLC |
| May 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on Record |
| Deed Sale | Apr 2, 2024 · Amount on Record |
| Prior Sale | May 3, 2023 · Amount on Record |
| Deed Document Number | 20246466 |
| Deed Book / Page | 16873 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 2, 2024 |
| Property Address | 496 CRESTSIDE DR SE, CONCORD, NC 28025-2717 |
| Document Number | 0016873137 |
| Book / Page | 16873 / 137 |
| Map Reference | MB 12 PG 46 |
| Instrument Date | Apr 2, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Title Company | AUSTIN TITLE, AUSTIN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 350 BELVEDERE DR, HOLLY RIDGE, NC 28445-6919 |
| Name | Verified Name |
|---|---|
| Address | 496 CRESTSIDE DR SE, CONCORD, NC 28025-2717 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 3, 2023 |
| Property Address | 496 CRESTSIDE DR SE, CONCORD, NC 28025-2717 |
| Document Number | 0001647323 |
| Book / Page | 16473 / 23 |
| Map Reference | MB 12 PG 46 |
| Instrument Date | May 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 906 S SKYLAND DR, MOUNT PLEASANT, NC 28124-9354 |
| Name | Verified Name |
|---|---|
| Address | 496 CRESTSIDE DR SE, CONCORD, NC 28025-2717 |
| Document Number | 0164730025 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 16473-0025 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.4% |
| Index | 5-Year CMT |
| Max Rate | 11.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 9, 2021 |
| Property Address | 496 CRESTSIDE DR SE, CONCORD, NC 28025-2717 |
| Document Number | 0015318323 |
| Book / Page | 15318 / 323 |
| Map Reference | MB 12 PG 46 |
| Instrument Date | Jul 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1501 ZION CHURCH RD E # E111, E111, CONCORD, NC 28025-6827 |
| Name | Verified Name |
|---|---|
| Address | 496 CRESTSIDE DR SE, CONCORD, NC 28025-2717 |
| Document Number | 0015318325 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 15318/325 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 496 CRESTSIDE DR SE, CONCORD, NC 28025-2717 |
| Document Number | 12684313 |
| Book / Page | 012684 / 000313 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 496 CRESTSIDE DR SE CONCORD NC 280252717, CONCORD, NC 28025-2717 |
| Document Number | 12684313 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 012684/000313 |
| Instrument | 24536 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 20, 2032 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,270 (-) Land $87,000 Building $284,270 | ||
| 2025 | $371,270 (+62.4%) Land $87,000 Building $284,270 | ||
| 2024 | $371,270 (+62.4%) Land $87,000 Building $284,270 | ||
| 2023 | $2,789.00 | $228,610 Land $55,000 Building $173,610 | $228,610 Land $55,000 Building $173,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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