520 Crail Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 520 Crail Ct, O Fallon, MO 63368 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 2022
Square Footage2,272 sqft Living Area
Lot Size9,235 sqft (0.212 acres)
OccupancyOwner Occupied
Last Sale$100,000 (2022)
Tax Bill$6,781.00 (2025)

Property Details

APN / Parcel Number

Primary APNT221800136
Alternative APN
  • 4-0022-D034-00-0257.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area2,272 sqft Living Area
Basement Area2,272 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 2022
Exterior MaterialComposition/Composite Exterior
Lot Area9,235 sqft (0.212 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage

Location & Zoning

Account NumberT221800136
Street Address520 CRAIL CT
CityO FALLON
StateMO
Zip63368-4229
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINVERNESS PH2 LOT 257
Legal SubdivisionINVERNESS PH2
Legal Lot Number257
JurisdictionST CHARLES MO
Minor Civil DivisionLAKE ST. LOUIS
Census Blockgroup1
Census Block1015
Census Tract311904

Owner

Source: St. Charles County records · APN T221800136

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address520 CRAIL CT, O FALLON, MO 63368-4229
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2023Beneficiary Deed, Transfer
Sep 27, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2022 · Amount on Record
Deed SaleSep 27, 2022 · Amount on Record
Deed Doc Number0202252844
Deed Book / Page2022 / 52844
Record RefreshedJun 08, 2026

January 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateJan 09, 2023
Property Address520 CRAIL CT, DARDENNE PRAIRIE, MO 63368-4229
Document Number0000000862
Map ReferenceDOC 2021R-007503
Instrument DateJan 06, 2023
Instrument2023R-000862
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1308 WATERMARK DR, O FALLON, MO 63368-4303

September 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 27, 2022
Property Address520 CRAIL CT, DARDENNE PRAIRIE, MO 63368-4229
Document Number0000052844
Map ReferenceDOC 2021R-007503
Instrument DateSep 26, 2022
Instrument2022R-052844
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4 RESEARCH PARK DR # DR130, DR130, SAINT CHARLES, MO 63304-5638

Transferred To (Grantee/Buyer)

NameVerified Name
Address1808 WATERMARK DR, OFALLON, MO 63368

Mortgage

Document Number0000052845
DateSep 27, 2022
Instrument2022R-052845
Lender
NameASSOCIATED BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateSep 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.87%
Index1-Year CMT
Max Rate8.87%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityDardenne Prairie City
CountySt. Charles County
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,781.00$105,508 (+594.13%)$555,308 (+594.13%) Land $110,001 Building $445,307
2023$15,200
2022$80,001 Land $80,001

Flood & Wildfire

520 Crail Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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