508 Crail Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 508 Crail Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · built 2024
Lot Size0.211 acres (9,191 sqft)
Owner2 Individual Names on Record
Last Sale$859,230 (May 2025)
Tax Bill$5,673 (2025)
Deeds & MortgagesApr 2026 Transfer
Dec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNT221800141

Property Details

APN / Parcel Number

Primary APNT221800141
Alternative APN
  • 4-0022-D034-00-0262.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area9,191 sqft (0.211 acres)

Location & Zoning

Account NumberT221800141
Street Address508 CRAIL CT
CityO FALLON
StateMO
Zip63368-4229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINVERNESS PH2 LOT 262
Legal SubdivisionINVERNESS PH2
Legal Lot Number262
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group1
Census Block1015
Census Tract311904

Owner

Source: St. Charles County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address508 CRAIL CT, O FALLON, MO 63368-4229
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2025 · Amount on Record
Deed SaleMay 15, 2025 · Amount on Record
Deed Document Number202519939
Last Transfer DateApr 17, 2026
Transfer Doc0000018251
Record UpdatedSep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST CHARLES MO
Recording DateApr 21, 2026
Property Address508 CRAIL CT, O FALLON, MO 63368-4229
Document Number0000018251
Instrument DateApr 17, 2026
Instrument202618251
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 CRAIL CT, O FALLON, MO 63368-4229

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address508 CRAIL CT, DARDENNE PRAIRIE, MO 63368-4229
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 CRAIL CT, DARDENNE PRAIRIE, MO 63368-4229

Mortgage

Document Number0000057571
DateDec 23, 2025
Instrument2025R-057571
Lender
NameFIRST BANK
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2046

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityDardenne Prairie City
CountySt. Charles County
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,673.00 (+465.04%)$20,900 (+37.5%)$110,001 (+37.5%) Land $110,001
2024$1,004.00
2023$15,200
2022$80,001 Land $80,001

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: i3 Broadband.

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