Bergen County and Fairview Borough property record for 520 Cliff St, Fairview, NJ 07022
| Property Type | Apartments (5+ Units) |
|---|---|
| Lot Size | 2.44 acres (106,286 sqft) |
| Owner | Company Name on File |
| Last Sale | $17,500,000 (Jun 2019) |
| Tax Bill | $700,350 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00720-0000-00001-02 |
| Primary APN | 18-00720-0000-00001-02 |
|---|---|
| Alternative APNs |
|
| Units | 108 Units |
|---|
| Lot Area | 106,286 sqft (2.44 acres) |
|---|
| Old Parcel Number | 1800077000000023D |
|---|---|
| Street Address | 520 CLIFF ST |
| City | FAIRVIEW |
| State | NJ |
| Zip | 07022-2433 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RB |
| Legal Description | 2.44ACRES |
| Legal Block | 720 |
| Legal Lot Number | 1.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 18200 |
520 Cliff St, a residential property, is owned by a company that acquired it in June 2021.
Source: Bergen County and Fairview Borough records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 401 HACKENSACK AVE, 301, HACKENSACK, NJ 07601-6445 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REAL ESTATE FUNDING |
| Jul 15, 2021 | Quit Claim Deed, Transfer · Commercial Mortgage INVESTORS BANK |
| Jun 15, 2019 | Deed, Transfer |
| Feb 26, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2019 · Amount on File |
| Deed Sale | Jun 15, 2019 · Amount on File |
| Prior Sale | Aug 8, 2008 · Amount on File |
| Deed Document Number | 201937597 |
| Deed Book / Page | 3267 / 1042 |
| Last Transfer Date | Jun 15, 2021 |
| Transfer Doc | 0042730889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 15, 2026 |
| Property Address | 520 CLIFF ST, FAIRVIEW, NJ 07022-2433 |
| Document Number | 0000048158 |
| Book / Page | 5848 / 545 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202648158 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership, 267 |
| Document Number | 0000048158, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 5848/545 |
| Instrument | 202648158 |
| Name | REAL ESTATE FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 6, 2031 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 15, 2021 |
| Property Address | 520 CLIFF ST, FAIRVIEW, NJ 07022-2433 |
| Document Number | 0042730882 |
| Book / Page | 4273 / 882 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2021113879 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | NEW CHOICE TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 HACKENSACK AVE STE 301, 401, HACKENSACK, NJ 07601-6445 |
| Name | Verified Name |
|---|---|
| Address | 401 HACKENSACK AVENUE #301 # 301, 301, DOVER, NJ |
| Document Number | 0042730889 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 4273/889 |
| Instrument | 2021113880 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | SHORT HILLS, NJ 07078 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 15, 2019 |
| Property Address | 520 CLIFF ST, FAIRVIEW, NJ 07022-2433 |
| Document Number | 0032671042 |
| Book / Page | 3267 / 1042 |
| Instrument Date | May 30, 2019 |
| Instrument | 19-037597 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 WASHINGTON ST # 403, 403, CRESSKILL, NJ 07626-2145 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 26, 2018 |
| Property Address | 520 CLIFF ST, FAIRVIEW, NJ 07022-2433 |
| Document Number | 0028721423 |
| Book / Page | 002872 / 001423 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 520 Cliff St was $700,350, up 4.2% from the year before.
Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Fairview Borough |
| Unified School District | Fairview Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,259,300 (+8.04%) Land $4,630,000 Building $28,629,300 | $33,259,300 (+8.04%) Land $4,630,000 Building $28,629,300 | |
| 2025 | $700,350.00 (+4.16%) | $30,784,600 Land $4,630,000 Building $26,154,600 | $30,784,600 Land $4,630,000 Building $26,154,600 |
| 2024 | $672,357.00 | ||
| 2023 | $28,634,800 Land $4,630,000 Building $24,004,800 | $28,634,800 Land $4,630,000 Building $24,004,800 | |
| 2022 | $618,745.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Cliff St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Cliff St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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