482 Cliff St, Fairview, NJ 07022 Property Records

Bergen County and Fairview Borough property record for 482 Cliff St, Fairview, NJ 07022

Property Summary

Property Type	Single Family Home
Details	3,432 sqft · built 1931
Lot Size	0.142 acres (6,199 sqft)
Owner	Individual Name on Record
Last Sale	$870,000 (Oct 2023)
Tax Bill	$19,524 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00301-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`18-00301-0000-00001`
Alternative APNs	`1800055000000026` `180030100001`

Interior

Stories	2 Stories
Building Area	3,432 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	6,199 sqft (0.142 acres)
Lot Dimensions	100 ft deep x 62 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1800055000000026
Street Address	482 CLIFF ST
City	FAIRVIEW
State	NJ
Zip	07022-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	62X100
Legal Subdivision	HERMAN WALKER
Legal Block	301
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	FAIRVIEW
Census Block Group	2
Census Block	2000
Census Tract	18200

Owner

Source: Bergen County and Fairview Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	482 CLIFF ST, FAIRVIEW, NJ 07022-1245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Feb 6, 2004 · Amount on Record
Deed Document Number	202366262
Deed Book / Page	5100 / 1218
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 6, 2023
Property Address	482 CLIFF ST, FAIRVIEW, NJ 07022-1245
Document Number	0051001218
Book / Page	5100 / 1218
Instrument Date	Sep 25, 2023
Instrument	2023066262
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,856.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	677 VIRGIL AVE, RIDGEFIELD, NJ 07657-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 CLIFF ST, FAIRVIEW, NJ 07022-1245

Mortgage

Document Number	2023066263
Date	Oct 6, 2023
Instrument	2023066263

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Fairview Borough
Unified School District	Fairview Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$932,200 (+8.62%) Land $272,500 Building $659,700	$932,200 (+8.62%) Land $272,500 Building $659,700
2025	$19,524.00 (+2.05%)	$858,200 (+6.73%) Land $262,500 Building $595,700	$858,200 (+6.73%) Land $262,500 Building $595,700
2024	$19,131.00 (+8.66%)
2023		$804,100 (+6.18%) Land $242,500 Building $561,600	$804,100 (+6.18%) Land $242,500 Building $561,600
2022	$17,607.00 (+4.77%)	$757,300 Land $224,500 Building $532,800	$757,300 Land $224,500 Building $532,800
2021	$16,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20