1. Home
  2. Kentucky
  3. Jessamine County
  4. Nicholasville
  5. Cave Spring Rd

520 Cave Spring Rd, Nicholasville, KY 40356 Property Records

Jessamine County property record for 520 Cave Spring Rd, Nicholasville, KY 40356

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,917 sqft · built 2000
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$720,000 (Sep 2021)
Tax Bill$10,074 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN021-00-00-027.30

Property Details

APN / Parcel Number

Primary APN021-00-00-027.30

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,917 sqft Living Area
Basement Area2,535 sqft

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick Veneer
Foundation TypeBlock
Lot Area217,800 sqft
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address520 CAVE SPRING RD
CityNICHOLASVILLE
StateKY
Zip40356-8110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description209
Legal SubdivisionCLEAR CREEK ESTATES
Legal Tract209
Legal Lot Number209
JurisdictionJESSAMINE KY
Township / Civil DivisionKEENE
Census Block Group2
Census Block2010
Census Tract60600

Owner

520 Cave Spring Rd is owned and occupied by an individual who bought it in September 2021.

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address520 CAVE SPRING RD, NICHOLASVILLE, KY 40356-8110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2021 · Amount on File
Deed SaleSep 21, 2021 · Amount on File
Deed Document Number407036
Deed Book / PageD833 / 503
Record UpdatedJun 8, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionJESSAMINE KY
Recording DateSep 21, 2021
Property Address520 CAVE SPRING RD, NICHOLASVILLE, KY 40356-8110
Document Number0000407036
Book / PageD833 / 503
Map ReferenceCAB 8 SL 39
Instrument DateSep 17, 2021
Instrument407036
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address81 BRITTANY LN, 81, GLENMOORE, PA 19343-1153

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address520 CAVE SPRING RD, NICHOLASVILLE, KY 40356-8110

Mortgage

Document Number0000407037
DateSep 21, 2021
Instrument407037
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 520 Cave Spring Rd was $10,074.

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyJessamine County
Unified School DistrictJessamine County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,074.00$878,300 Land $101,200 Building $777,100$878,300 Land $101,200 Building $777,100
2023$8,049.00$720,000 Land $83,000 Building $637,000$720,000 Land $83,000 Building $637,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Cave Spring Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims6 (2008–2015)
Claims Outside the SFHA6 of 6
Most Recent ClaimJul 2015 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Cave Spring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJESSAMINE S ELKHORN WATER DIST
serves 8,826 people · EPA ID KY0570249
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Windstream
DSL		50 / 3
Verizon
Fixed Wireless		25 / 6
AT&T
Fixed Wireless		25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cave Spring Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures