Jessamine County property record for 511 Cave Spring Rd, Nicholasville, KY 40356
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,200 sqft · built 1998 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,736 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-00-00-027.38 |
| Primary APN | 021-00-00-027.38 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,200 sqft Living Area |
| Basement Area | 1,304 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 217,800 sqft |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 511 CAVE SPRING RD |
|---|---|
| City | NICHOLASVILLE |
| State | KY |
| Zip | 40356-8110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 217 |
| Legal Subdivision | CLEAR CREEK ESTATES |
| Legal Lot Number | 217 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | KEENE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 60600 |
511 Cave Spring Rd is owned and occupied by two individuals.
Source: Jessamine County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 CAVE SPRING RD, NICHOLASVILLE, KY 40356-8110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 28, 2017 | Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE FCU |
| Jul 8, 2019 | Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE CU |
| Aug 10, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000372190 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 511 CAVE SPRING RD, NICHOLASVILLE, KY 40356-8110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000397590 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | M1442/174 |
| Instrument | 397590 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 511 CAVE SPRING RD, NICHOLASVILLE, KY 40356-8110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000355599 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | M1292/136 |
| Instrument | 355599 |
| Name | MEMBERS HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 27, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 511 CAVE SPRING RD, NICHOLASVILLE, KY 40356-8110 |
| Document Number | 0000377829 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 511 CAVE SPRING RD NICHOLASVILLE KY 403568110, NICHOLASVILLE, KY 40356-8110 |
| Document Number | 0000377829 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 001368/000471 |
| Instrument | 377829 |
| Name | MEMBERS HERITAGE CU |
|---|---|
| Address | LEXINGTON, KY 40511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 22, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 511 CAVE SPRING RD, NICHOLASVILLE, KY 40356-8110 |
| Document Number | 0000368815 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 511 CAVE SPRING RD NICHOLASVILLE KY 403568110, NICHOLASVILLE, KY 40356-8110 |
| Document Number | 0000368815 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 001342/000153 |
| Instrument | 368815 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2048 |
The 2025 property tax bill for 511 Cave Spring Rd was $5,736.
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,736.00 | $500,100 Land $101,200 Building $398,900 | $500,100 Land $101,200 Building $398,900 |
| 2023 | $4,583.00 | $410,000 Land $83,000 Building $327,000 | $410,000 Land $83,000 Building $327,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Cave Spring Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2008–2015) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Cave Spring Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 50 / 3 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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