520 Castle Ridge Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 520 Castle Ridge Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,406 sqft · built 1997
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Mar 2004)
Tax Bill	$8,512 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24S-14-0791`

Property Details

APN / Parcel Number

Primary APN	`24S-14-0791`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,406 sqft Living Area
Gross Area	4,251 sqft
1st Floor Area	1,568 sqft
Basement Area	142 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	29 ft deep x 170 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	703 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	145 sqft
Deck Area	50 sqft
Patio Area	302 sqft
Balcony Area	94 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 CASTLE RIDGE DR
City	BALLWIN
State	MO
Zip	63021-4451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	CASTLE PINES PLAT SIX LOT 168
Legal Subdivision	CASTLE PINES PLAT SIX
Legal Lot Number	168
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1004
Census Tract	217944

Owner

520 Castle Ridge Dr is owned and occupied by two individuals who acquired it in November 2024.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 CASTLE RIDGE DR, BALLWIN, MO 63021-4451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2004 · Amount on File
Deed Sale	Mar 25, 2004 · Amount on File
Prior Sale	Aug 30, 2001 · Amount on File
Deed Document Number	2004735
Deed Book / Page	15720 / 1112
Last Transfer Date	Nov 12, 2024
Transfer Doc	0000000509
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	520 CASTLE RIDGE DR, BALLWIN, MO 63021-4451
Transaction Type	Mortgage
Record Updated	Nov 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CASTLE RIDGE DR, BALLWIN, MO 63021-4451

Mortgage

Document Number	2022062800479
Date	Jun 28, 2022
Instrument	2022062800479

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	1-Year T-Bill
Margin	3
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 520 Castle Ridge Dr was $8,512, up 10.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,490 (-) Land $34,710 Building $89,780	$655,200 (-) Land $182,700 Building $472,500
2025	$8,512.00 (+10.49%)	$124,490 Land $34,710 Building $89,780	$655,200 Land $182,700 Building $472,500
2024	$7,704.00 (+0.09%)
2023	$7,697.00 (+8.01%)	$110,390 (+15.87%) Land $23,140 Building $87,250	$581,000 Land $121,800 Building $459,200
2022	$7,126.00	$95,270 Land $27,020 Building $68,250
2021			$501,400 Land $142,200 Building $359,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Castle Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Castle Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: i3 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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