515 Castle Ridge Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 515 Castle Ridge Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,467 sqft · built 1995
Lot Size	0.516 acres (22,458 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jul 2007)
Tax Bill	$7,517 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24S-14-0571`

Property Details

APN / Parcel Number

Primary APN	`24S-14-0571`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,467 sqft Living Area
Gross Area	3,908 sqft
1st Floor Area	1,555 sqft
Basement Area	163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	22,458 sqft (0.516 acres)
Lot Dimensions	197 ft deep x 114 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	135 sqft
Deck Area	266 sqft
Patio Area	312 sqft
Balcony Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	515 CASTLE RIDGE DR
City	BALLWIN
State	MO
Zip	63021-4457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	CASTLE PINES PLAT THREE LOT 93
Legal Subdivision	CASTLE PINES PLAT THREE
Legal Lot Number	93
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1001
Census Tract	217944

Owner

515 Castle Ridge Dr is owned and occupied by two individuals who bought it in July 2007.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 CASTLE RIDGE DR, BALLWIN, MO 63021-4457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2007 · Amount on File
Deed Sale	Jul 5, 2007 · Amount on File
Prior Sale	Jul 5, 2007 · Amount on File
Deed Document Number	2007635
Deed Book / Page	17602 / 4576
Prior Transfer Date	Sep 8, 1999
Prior Transfer Doc	0000000303
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	515 CASTLE RIDGE DR, BALLWIN, MO 63021-4457
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 CASTLE RIDGE DR, BALLWIN, MO 63021-4457

Mortgage

Document Number	0245742639
Date	Jan 8, 2021
Book Page	24574/2639
Instrument	2021010800939

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 515 Castle Ridge Dr was $7,517, up 4.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,890 (-) Land $37,940 Building $71,950	$578,400 (-) Land $199,700 Building $378,700
2025	$7,517.00 (+4.72%)	$109,890 Land $37,940 Building $71,950	$578,400 Land $199,700 Building $378,700
2024	$7,178.00 (+0.08%)
2023	$7,172.00 (+6.44%)	$102,830 (+14.15%) Land $25,290 Building $77,540	$541,200 Land $133,100 Building $408,100
2022	$6,738.00	$90,080 Land $29,510 Building $60,570
2021			$474,100 Land $155,300 Building $318,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 Castle Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Castle Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: i3 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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