520 Berkeley Sq, Memphis, TN 38120 Property Records

Shelby County property record for 520 Berkeley Sq, Memphis, TN 38120

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,133 sqft · built 1977
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Last Sale	$567,500 (May 2019)
Tax Bill	$4,903 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-6055-A0-0073`

Property Details

APN / Parcel Number

Primary APN	`05-6055-A0-0073`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,133 sqft Living Area
Gross Area	5,616 sqft
1st Floor Area	2,991 sqft
Utility Area	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	732 sqft
Porch	Open Porch
Porch Area	89 sqft
Deck Area	614 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 BERKELEY SQ
City	MEMPHIS
State	TN
Zip	38120-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ES BERKELEY SQ 129.485 FT N OF BERKELEY SQ SO
Legal Subdivision	KING ARMS REV P U D PHASE 1
Legal Lot Number	26
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1009
Census Tract	9600

Owner

520 Berkeley Sq is owned and occupied by two individuals who bought it in May 2019.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 BERKELEY SQ, MEMPHIS, TN 38120-2416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional with PMI TRIUMPH MTG
May 28, 2019	Warranty Deed, Transfer FIRST TENNESSEE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Prior Sale	Nov 24, 2014 · Amount on File
Deed Document Number	201951493
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	520 BERKELEY SQ, MEMPHIS, TN 38120-2416
Document Number	0020130045
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 BERKELEY SQ MEMPHIS TN 381202416, MEMPHIS, TN 38120-2416

Mortgage

Document Number	0020130045
Date	Nov 20, 2020
Instrument	20130045

Lender

Name	TRIUMPH MTG
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 28, 2019
Property Address	520 BERKELEY SQ, MEMPHIS, TN 38120-2416
Document Number	0000051493
Instrument Date	May 24, 2019
Instrument	51493
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,099.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 BERKELEY SQ MEMPHIS TN 381202416, MEMPHIS, TN 38120-2416

Mortgage

Document Number	51494
Date	May 28, 2019
Instrument	51494

Lender

Name	FIRST TENNESSEE BK NA
Address	MEMPHIS, TN 38103

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 520 Berkeley Sq was $4,903.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,903.00	$182,300 Land $33,000 Building $149,300	$729,200 Land $132,000 Building $597,200
2023		$157,475 Land $33,000 Building $124,475
2022	$9,592.00
2021			$629,900 Land $132,000 Building $497,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Berkeley Sq in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Berkeley Sq is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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