490 Berkeley Sq, Memphis, TN 38120 Property Records

Shelby County property record for 490 Berkeley Sq, Memphis, TN 38120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,956 sqft · built 1978
Lot Size	0.388 acres (16,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$629,900 (Jun 2023)
Tax Bill	$3,989 (2025)
Deeds & Mortgages	Aug 2026 Transfer Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-6055-A0-0070`

Property Details

APN / Parcel Number

Primary APN	`05-6055-A0-0070`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,956 sqft Living Area
Gross Area	4,416 sqft
1st Floor Area	1,879 sqft
Utility Area	130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	English
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,890 sqft (0.388 acres)
Lot Dimensions	160 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	490 BERKELEY SQ
City	MEMPHIS
State	TN
Zip	38120-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ES BERKELEY SQUARE
Legal Subdivision	KING ARMS PHASE I REV P.U.D.
Legal Lot Number	29
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1009
Census Tract	9600

Owner

Source: Shelby County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 BERKELEY SQ, MEMPHIS, TN 38120-2416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 20, 2024	Correction Deed
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit ORION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Sep 8, 2015 · Amount on Record
Deed Document Number	202350420
Last Transfer Date	Jul 13, 2026
Transfer Doc	0000066626
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 5, 2026
Property Address	490 BERKELEY SQ, MEMPHIS, TN 38120-2416
Document Number	0000066626
Instrument Date	Jul 13, 2026
Instrument	202666626
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 BERKELEY SQ, MEMPHIS, TN 38120-2416

February 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	SHELBY TN
Recording Date	Feb 20, 2024
Property Address	490 BERKELEY SQ, MEMPHIS, TN 38120-2416
Document Number	0024014199
Instrument Date	Feb 19, 2024
Instrument	24014199
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 20, 2023
Property Address	490 BERKELEY SQ, MEMPHIS, TN 38120-2416
Document Number	0023050420
Map Reference	MB 65 PG 41
Instrument Date	Jun 13, 2023
Instrument	23050420
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CLOSETRAK LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,330.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 BERKELEY SQ, MEMPHIS, TN 38120-2416

Mortgage

Document Number	0023050421
Date	Jun 20, 2023
Instrument	23050421

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	490 BERKELEY SQ, MEMPHIS, TN 38120-2416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001662
Date	Jan 5, 2018
Instrument	18001662

Lender

Name	ORION FCU
Type	Credit Union
Address	MEMPHIS, TN 38133

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 4, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,989.00 (-34.26%)	$148,300 (+48.86%) Land $33,000 Building $115,300	$593,200 (+48.86%) Land $132,000 Building $461,200
2023		$99,625 Land $33,000 Building $66,625
2022	$6,068.00
2021			$398,500 Land $132,000 Building $266,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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