520 Beach Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 520 Beach Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,614 sqft · built 1959
Lot Size0.283 acres (12,325 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Apr 2023)
Tax Bill$5,482 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-412-09832610

Property Details

APN / Parcel Number

Primary APN02-412-09832610
Alternative APNs
  • 241209832610
  • 41209832610

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,614 sqft Living Area
1st Floor Area1,047 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,325 sqft (0.283 acres)
PorchOpen Porch
Porch Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number41209832610
Street Address520 BEACH DR
CityANNAPOLIS
StateMD
Zip21403-4035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 30 BK D SC 2 PL 1 HILLSMERE ESTATES
Legal SubdivisionHILLSMERE ESTATES
Legal BlockD
Legal Lot Number30
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1013
Census Tract702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address520 BEACH DR, ANNAPOLIS, MD 21403-4035
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2023 · Amount on Record
Deed SaleApr 28, 2023 · Amount on Record
Deed Book / Page39615 / 61
Record UpdatedOct 29, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateApr 28, 2023
Property Address520 BEACH DR, ANNAPOLIS, MD 21403-4035
Document Number0396150061
Book / Page39615 / 61
Map ReferenceMB 23 PG 36
Instrument DateApr 26, 2023
Transaction TypeTransfer
Record UpdatedMay 16, 2023
Title CompanyEAGLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address520 BEACH DR, ANNAPOLIS, MD 21403-4035

Mortgage

Document Number0003961569
DateApr 28, 2023
Instrument39615/69
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$446,500 (+8.43%) Land $279,100 Building $167,400$446,500 (+8.43%) Land $279,100 Building $167,400
2025$5,482.00 (+21.93%)
2023$4,496.00$411,800 Land $279,100 Building $132,700$411,800 Land $279,100 Building $132,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Beach Dr

Nearby Streets

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