514 Beach Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 514 Beach Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,482 sqft · built 1955
Lot Size	0.241 acres (10,475 sqft)
Owner	2 Individual Names on File
Last Sale	$643,500 (Oct 2023)
Tax Bill	$6,055 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-412-00058708`

Property Details

APN / Parcel Number

Primary APN	`02-412-00058708`
Alternative APNs	`2-412-00058708` `41200058708`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,482 sqft Living Area
1st Floor Area	1,507 sqft
Basement Area	975 sqft
Finished Basement	975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,475 sqft (0.241 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	224 sqft
Patio Area	403 sqft
Shed	1 Shed
Shed Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	41200058708
Street Address	514 BEACH DR
City	ANNAPOLIS
State	MD
Zip	21403-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 27 BK D SC 2 PL 1 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	D
Legal Lot Number	27
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1013
Census Tract	702601

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	514 BEACH DR, ANNAPOLIS, MD 21403-4035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING
Oct 4, 2023	Special Warranty Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 9, 2022	Deed, Transfer · Conventional Mortgage SHORE UNITED BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Nov 9, 2022 · Amount on Record
Deed Book / Page	39977 / 171
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 3, 2026
Property Address	514 BEACH DR, ANNAPOLIS, MD 21403-4035
Document Number	4222000383
Book / Page	42228 / 383
Instrument Date	Mar 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	514 BEACH DR, ANNAPOLIS, MD 21403-4035

Mortgage

Document Number	4222000383,
Date	Apr 3, 2026
Book Page	42228/383

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 4, 2023
Property Address	514 BEACH DR, ANNAPOLIS, MD 21403-4035
Document Number	0399770171
Book / Page	39977 / 171
Map Reference	LB LNP 1916 FO 252
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,217.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	514 BEACH DR, ANNAPOLIS, MD 21403-4035

Mortgage

Document Number	0039977176
Date	Oct 4, 2023
Instrument	39977/176

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2053

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 9, 2022
Property Address	514 BEACH DR, ANNAPOLIS, MD 21403-4035
Document Number	0392620303
Book / Page	39262 / 303
Map Reference	LB LNP 1916 FO 252
Instrument Date	Nov 3, 2022
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	514 BEACH DR, ANNAPOLIS, MD 21403-4035

Mortgage

Document Number	0039262313
Date	Nov 9, 2022
Instrument	39262/313

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.75%
Index	1-Year T-Bill
Max Rate	9.75%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$562,833 (+38.66%)	$641,300 (+57.99%) Land $272,600 Building $368,700
2024	$6,055.00 (+36.62%)
2023	$4,432.00	$405,900 Land $272,600 Building $133,300	$405,900 Land $272,600 Building $133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

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