Polk County property record for 520 Ave K SE, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,222 sqft · built 1961 |
| Lot Size | 0.228 acres (9,927 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,236 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-33-655100-000020 |
| Primary APN | 26-28-33-655100-000020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| Gross Area | 1,502 sqft |
| 1st Floor Area | 1,222 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,927 sqft (0.228 acres) |
| Lot Dimensions | 133 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 120 sqft |
| Utility Building | 154 sqft |
| Cooling System | Central |
|---|
| Street Address | 520 AVENUE K SE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | GARDEN VILLA UNIT NO 2 PB 44 PG 9 LOT 2 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 33 |
| Legal Subdivision | GARDEN VILLA UNIT NO 2 |
| Legal Tract | 655100 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13901 |
520 Ave K SE is held in a trust since September 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 560 AVENUE K SE, WINTER HAVEN, FL 33880-4203 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 2, 2021 |
| Transfer Doc | 0000303244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 18, 2021 |
| Property Address | 520 AVENUE K SE, WINTER HAVEN, FL 33880-4214 |
| Document Number | 0000303244 |
| Book / Page | 11991 / 608 |
| Map Reference | MB 44 PG 9 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 2021303244 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 560 AVENUE K SE, WINTER HAVEN, FL 33880-4203 |
The 2025 property tax bill for 520 Ave K SE was $3,236.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,020 (+1%) | $182,090 (-1.34%) Land $33,000 Building $149,090 | |
| 2025 | $3,236.00 | $164,564 | $184,564 Land $33,000 Building $151,564 |
| 2023 | $2,891.00 (+10.64%) | $186,341 (+15.2%) Land $32,000 Building $154,341 | $186,341 (+15.2%) Land $32,000 Building $154,341 |
| 2022 | $2,613.00 | $161,753 Land $27,000 Building $134,753 | $161,753 Land $27,000 Building $134,753 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Ave K SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 520 Ave K SE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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