407 Ave K SE, Winter Haven, FL 33880 Property Records

Polk County property record for 407 Ave K SE, Winter Haven, FL 33880

Property Summary

Property Type	Medical Building
Details	18,514 sqft · built 1992
Lot Size	1.9 acres (82,986 sqft)
Owner	Company Name on Record
Tax Bill	$42,815 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-612500-004050`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-612500-004050`
Alternative APNs	`282826612500004050` `82826000`

Interior

Units	2 Units
Stories	1 Story
Building Area	18,514 sqft Gross Area
1st Floor Area	18,514 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Hip
Lot Area	82,986 sqft
Lot Dimensions	145 ft deep x 185 ft wide
View / Lot	Commercial
Garage Area	36,300 sqft
Canopy	598 sqft

Location & Zoning

Street Address	407 AVENUE K SE
City	WINTER HAVEN
State	FL
Zip	33880-4126
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Local Zoning Code	RP
Legal Description	PINE CREST HEIGHTS PB 13 PG 31 BLK D LOTS 5 6 7 8 9 10 11 12 13 14 15 16 17 18 & 19 LESS BEG AT NE COR LOT 12 BLK D RUN S ALONG E BDRY LOT 12 104.18 FT W 58.97 FT S 28.71 FT W 14.62 FT S 13.96 FT W 98.42 FT N 2 FT W 55.32 FT N 84.70 FT E 27 FT N 59 F
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	PINE CREST HEIGHTS
Legal Tract	612500
Legal Block	D
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2045
Census Tract	13901

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	407 AVENUE K SE, WINTER HAVEN, FL 33880-4126
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage SUNTRUST BK
Nov 4, 2019	Grant Deed, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	407 AVENUE K SE, WINTER HAVEN, FL 33880-4126
Document Number	0110281513
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	407 AVENUE K SE WINTER HAVEN FL 338804126, WINTER HAVEN, FL 33880-4126

Mortgage

Document Number	0110281513
Date	Nov 4, 2019
Book Page	011028/001513
Instrument	233361

Lender

Name	SUNTRUST BK
Type	Bank
Address	245 PEACHTREE CENTER AVE NE # 17TH, ATLANTA, GA 30303-1222

Agreement

Amount	Amount Recorded

November 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Nov 4, 2019
Property Address	407 AVENUE K SE, WINTER HAVEN, FL 33880-4126
Document Number	0110281651
Book / Page	011028 / 001651
Instrument Date	Oct 31, 2019
Instrument	233394
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	407 AVENUE K SE WINTER HAVEN FL 338804126, WINTER HAVEN, FL 33880-4126

Mortgage

Document Number	110281651
Date	Nov 4, 2019
Book Page	011028/001651
Instrument	233394

Lender

Name	SUNTRUST BK
Type	Bank
Address	245 PEACHTREE CENTER AVE NE # 17TH, ATLANTA, GA 30303-1222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,203,056 (-2.12%) Land $357,845 Building $1,845,211	$2,203,056 (-2.12%) Land $357,845 Building $1,845,211
2025	$42,815.00 (+7.79%)	$2,250,673 (-3.36%) Land $357,845 Building $1,892,828	$2,250,673 (-3.36%) Land $357,845 Building $1,892,828
2023	$39,720.00 (+14.68%)	$2,329,022 (+30.46%) Land $357,845 Building $1,971,177	$2,329,022 (+30.46%) Land $357,845 Building $1,971,177
2022	$34,636.00	$1,785,271 Land $357,845 Building $1,427,426	$1,785,271 Land $357,845 Building $1,427,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

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