Kenton County property record for 520 Ash St, Elsmere, KY 41018 · Last verified December 2025
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 4,646 sqft · built 1995 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,038 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-21-059.00 |
| Primary APN | 004-30-21-059.00 |
|---|
| Building Area | 4,646 sqft Finished Area |
|---|
| Year Built | Built 1995 |
|---|---|
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 125 ft deep x 125 ft wide |
| Old Parcel Number | 0043021059.00 |
|---|---|
| Street Address | 520 ASH ST |
| City | ELSMERE |
| State | KY |
| Zip | 41018-2122 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | SOUTH ERLANGER LOTS 238 THRU 242 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 238-2 239 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 65600 |
Source: Kenton County records · APN 004-30-21-059.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 ASH ST, ELSMERE, KY 41018-2122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 1991 |
| Deed Sale | Apr 15, 1991 |
| Deed Document Number | 0001043200 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 520 ASH ST, ELSMERE, KY 41018-2122 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12063 DECKER LN, WALTON, KY 41094-9580 |
| Document Number | 0005900114 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 285/291 |
| Instrument | 21101405900114 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,038.00 (+1.33%) | $200,000 (-) Land $54,000 Building $146,000 | $200,000 (-) Land $54,000 Building $146,000 |
| 2023 | $2,998.00 | $200,000 Land $54,000 Building $146,000 | $200,000 Land $54,000 Building $146,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 558 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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