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519 Ash St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 519 Ash St, Elsmere, KY 41018

Property Summary

Property TypeAuto Repair, Garage
Details2,750 sqft · built 1989
Lot Size0.319 acres (13,939 sqft)
OwnerCompany Name on File
Last Sale$135,000 (Apr 2017)
Tax Bill$2,202 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-30-21-065.00

Property Details

APN / Parcel Number

Primary APN004-30-21-065.00

Interior

Building Area2,750 sqft Finished Area

Exterior

Year BuiltBuilt 1989
Lot Area13,939 sqft (0.319 acres)

Location & Zoning

Old Parcel Number0043021065.00
Street Address519 ASH ST
CityELSMERE
StateKY
Zip41018-2121
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal DescriptionSOUTH ERLANGER LOTS 262 THRU 265 & E 1/2 OF LOT 261
Legal SubdivisionSOUTH ERLANGER
Legal Phase61
Legal Lot Number265,2 263
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2000
Census Tract65600

Owner

Source: Kenton County records · APN 004-30-21-065.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address519 ASH ST, ELSMERE, KY 41018-2121
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2023Deed of Trust, Mortgage · Line of Credit
KEMBA CREDIT UNION INC
Apr 27, 2017Grant Deed, Transfer · Conventional with PMI
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2017 · Amount on Record
Deed SaleApr 27, 2017 · Amount on Record
Deed Document Number0006145247
Deed Book / Page6145 / 247
Record UpdatedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address519 ASH ST, ELSMERE, KY 41018-2121
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 ASH ST, ELSMERE, KY 41018-2122

Mortgage

Document Number0005900005
DateMar 15, 2023
Book PageKCM 446/772
Instrument23031505900005
Lender
NameKEMBA CREDIT UNION INC
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueApr 01, 2038

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateApr 27, 2017
Property Address519 ASH ST, ELSMERE, KY 41018-2121
Document Number0000000168
Book / Page0C6145 / 000247
Instrument DateApr 21, 2017
Instrument168
Transaction TypeTransfer
Record UpdatedAug 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address519 ASH ST ELSMERE KY 410182121, ELSMERE, KY 41018-2121

Mortgage

Document Number169
DateApr 27, 2017
Book Page0C6145/000250
Instrument169
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueApr 26, 2032

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,202.00 (+1.33%)$145,000 (-) Land $50,000 Building $95,000$145,000 (-) Land $50,000 Building $95,000
2023$2,173.00$145,000 Land $50,000 Building $95,000$145,000 Land $50,000 Building $95,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 558 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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