520 2nd Ave S, Loretto, TN 38469 Property Records

Lawrence County property record for 520 2nd Ave S, Loretto, TN 38469 · Last verified May 2026

Property Summary

Property Type	Duplex
Details	2 ba · 1,132 sqft · built 1960
Lot Size	0.625 acres (27,240 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2020)
Tax Bill	$1,475 (2023)
Deeds & Mortgages	Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`050152M A 01000`

Property Details

APN / Parcel Number

Primary APN	`050152M A 01000`
Alternative APN	`152M A 01000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,240 sqft (0.625 acres)
Lot Dimensions	227 ft deep x 120 ft wide
Porch	Slab
Porch Area	68 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	520 2ND AVE S
City	LORETTO
State	TN
Zip	38469-2206
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	3
Census Block	3064
Census Tract	960700

Owner

Source: Lawrence County records · APN 050152M A 01000

Assessment roll updated January 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 UNION HILL RD, LORETTO, TN 38469-2834
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2020 · Amount on Record
Deed Sale	Aug 05, 2020 · Amount on Record
Prior Sale	Aug 04, 2015 · Amount on Record
Deed Document Number	20204402
Deed Book / Page	602 / 95
Transfer Doc	0286000674
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Aug 05, 2020
Property Address	520 2ND AVE S, LORETTO, TN 38469-2206
Document Number	60295
Book / Page	000602 / 000095
Instrument Date	Aug 05, 2020
Instrument	4402
Transaction Type	Transfer
Record Updated	Sep 07, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 UNION HILL RD LORETTO TN 384692834, LORETTO, TN 38469-2834

Mortgage

Document Number	60297
Date	Aug 05, 2020
Book Page	000602/000097
Instrument	4403

Lender

Name	CHARLES H WEATHERS
Address	PO BOX 121263, NASHVILLE, TN 37212-1263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 04, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	Loretto City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,000 (-) Land $4,800 Building $58,200
2024		$63,000 (-) Land $4,800 Building $58,200
2023	$1,475.00	$63,000 (-) Land $4,800 Building $58,200
2022	$1,475.00	$63,000 Land $4,800 Building $58,200	$157,500 Land $12,000 Building $145,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), updated November 17, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.