Lawrence County property record for 516 2nd Ave S, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,096 sqft · built 1960 |
| Lot Size | 0.513 acres (22,372 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $26,000 (Aug 2011) |
| Tax Bill | $694 (2024) |
| Deeds & Mortgages | Sep 2023 Line of Credit Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050152M A 01200 |
| Primary APN | 050152M A 01200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,372 sqft (0.513 acres) |
| Lot Dimensions | 238 ft deep x 94 ft wide |
| Garage Type | Carport |
| Garage Area | 204 sqft |
| Carport | Carport |
| Carport Area | 204 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 516 2ND AVE S |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 960700 |
Source: Lawrence County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 516 2ND AVE S, LORETTO, TN 38469-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Aug 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU |
| May 9, 2022 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Sep 8, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 15, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2011 · Amount on Record |
| Deed Sale | Aug 19, 2011 · Amount on Record |
| Prior Sale | May 31, 2006 |
| Deed Document Number | 20113695 |
| Deed Book / Page | 369 / 189 |
| Last Transfer Date | Feb 15, 2018 |
| Transfer Doc | 0000526988 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 516 2ND AVE S, LORETTO, TN 38469-2206 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | RICHARD JONES ROAD, NASHVILLE, TN 37215 |
| Document Number | 0000725250 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 725/250 |
| Instrument | 23005241 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 516 2ND AVE S, LORETTO, TN 38469-2206 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | MIDTOWN TTL OF MURFREESBORO |
| Name | Verified Name |
|---|
| Document Number | 0000688357 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 688/357 |
| Instrument | 22005763 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 516 2ND AVE S, LORETTO, TN 38469-2206 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000675969 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 675/969 |
| Instrument | 22003202 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 516 2ND AVE S, LORETTO, TN 38469-2206 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 516 2ND AVE S, LORETTO, TN 38469-2206 |
| Document Number | 647707 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 647/707 |
| Instrument | 21006057 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Feb 15, 2018 |
| Property Address | 516 2ND AVE S, LORETTO, TN 38469-2206 |
| Document Number | 526988 |
| Book / Page | 000526 / 000988 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 810 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 2ND AVE S LORETTO TN 384692206, LORETTO, TN 38469-2206 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,675 (-) Land $2,500 Building $22,175 | ||
| 2024 | $694.00 (+20.28%) | ||
| 2023 | $577.00 | $24,675 (-) Land $2,500 Building $22,175 | |
| 2022 | $577.00 | $24,675 Land $2,500 Building $22,175 | $98,700 Land $10,000 Building $88,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures