520 13th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 520 13th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,021 sqft · built 1923
Lot Size	0.107 acres (4,661 sqft)
Owner	Individual Name on Record
Last Sale	$127,500 (May 2025)
Tax Bill	$1,192 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-06-155-0031-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-155-0031-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,021 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	4,661 sqft (0.107 acres)
Lot Dimensions	104 ft deep x 45 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 13TH ST
City	PORT HURON
State	MI
Zip	48060-4332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	S 45 FT LOTS 21 & 22 ASSESSOR'S PLAT OF MILLER LAND
Legal Subdivision	MILLER LAND
Legal Lot Number	21-22
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3026
Census Tract	623000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3351 FANONE DR, PORT HURON, MI 48060-7256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2017	Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Oct 23, 2017	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	Oct 23, 2017 · Amount on Record
Deed Document Number	20258715
Deed Book / Page	5811 / 830
Prior Transfer Date	Aug 15, 2024
Prior Transfer Doc	0005737953
Record Updated	Oct 29, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 23, 2017
Property Address	520 13TH ST, PORT HURON, MI 48060-4332
Document Number	004881/550
Book / Page	4881 / 550
Map Reference	LB27 PG3
Instrument Date	Oct 6, 2017
Instrument	2017024996
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.44
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 HELEN AVE, FORT GRATIOT, MI 48059-3931

Mortgage

Document Number	0048810551
Date	Oct 23, 2017
Book Page	4881/551
Instrument	2017024997

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 23, 2017
Property Address	520 13TH ST, PORT HURON, MI 48060-4332
Document Number	0048810549
Book / Page	004881 / 000549
Instrument Date	Oct 6, 2017
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$146.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 13TH ST PORT HURON MI 480604332, PORT HURON, MI 48060-4332

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,900 (+21.05%)	$105,800 (+21.05%)
2025	$1,192.00 (+2.94%) Homeowner's exemption	$43,700 (+27.03%)
2024	$1,158.00 (+36.4%)		$87,400 (+27.03%)
2023		$34,400
2022	$849.00		$68,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1987)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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