511 13th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 511 13th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1908
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2026)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-702-0013-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-702-0013-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	904 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	55 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	511 13TH ST
City	PORT HURON
State	MI
Zip	48060-4331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 14 AND THE E 1/2 OF THE N 28' OF THE S 30' OF VAC ALLEY ADJ THERETO VOLGA PLAT
Legal Lot Number	14
Legal Unit	14
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3018
Census Tract	623000

Owner

511 13th St is owned and occupied by an individual who bought it in August 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7640 RIVER RD, COTTRELLVILLE, MI 48039-3326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORPORATION
Aug 13, 2026	Warranty Deed, Transfer LIBERTY TITLE
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit UNION HOME MORTGAGE CORP
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2026 · Amount on File
Deed Sale	Aug 13, 2026 · Amount on File
Prior Sale	Sep 28, 2023 · Amount on File
Deed Document Number	202616336
Deed Book / Page	5953 / 557
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 29, 2026
Property Address	511 13TH ST, PORT HURON, MI 48060-4331
Document Number	0000015317
Book / Page	5948 / 752
Instrument Date	Jul 24, 2026
Instrument	202615317
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	HURON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7640 RIVER RD, COTTRELLVILLE, MI 48039-3326

Mortgage

Document Number	0000015317,
Date	Jul 29, 2026
Book Page	5948/752
Instrument	202615317

Lender

Name	CHURCHILL MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 13, 2026
Property Address	511 13TH ST, PORT HURON, MI 48060-4331
Document Number	0000016336
Book / Page	5953 / 557
Instrument Date	Jul 24, 2026
Instrument	202616336
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$117,412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7640 RIVER RD, COTTRELLVILLE, MI 48039-3326

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	511 13TH ST, PORT HURON, MI 48060-4331
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900676
Date	Feb 26, 2026
Book Page	5900/676
Instrument	2026003655

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 16, 2056

Interest

Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 28, 2023
Property Address	511 13TH ST, PORT HURON, MI 48060-4331
Document Number	0005658233
Book / Page	5658 / 233
Map Reference	LB 23 PG 8
Instrument Date	Aug 31, 2023
Instrument	2023017241
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3154 WADHAMS RD, CLYDE, MI 48049-4448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 VANDERBURGH PL, PORT HURON, MI 48060-6573

Mortgage

Document Number	2023017242
Date	Sep 28, 2023
Instrument	2023017242

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	511 13TH ST, PORT HURON, MI 48060-4331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049920855
Date	Sep 27, 2018
Book Page	4992/855
Instrument	2018021663

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 511 13th St was $2,102 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,800 (+15.28%)	$105,600
2025	$2,102.00 (+2.74%) Homeowner's exemption	$45,800
2024	$2,046.00		$91,600
2023		$36,200
2022	$1,255.00		$72,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 511 13th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1987)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 511 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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