Garrard County property record for 52 Simpson Rd, Lancaster, KY 40444 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.16 acres (50,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Aug 2025) |
| Tax Bill | $1,192 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12A-01-013 |
| Primary APN | 12A-01-013 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Stone |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,920 sqft (1.16 acres) |
| Garage Type | Attached |
| Sewer | Connected |
|---|
| Account Number | 20511 |
|---|---|
| Street Address | 52 SIMPSON RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & LOT 13 DIXIE VIEW EST |
| Legal Subdivision | DIXIE VIEW |
| Legal Lot Number | 13 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 970102 |
Source: Garrard County records · APN 12A-01-013
Assessment roll updated May 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 52 SIMPSON RD, LANCASTER, KY 40444-7742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 18, 2025 | Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP |
| Nov 06, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Prior Sale | Nov 06, 2018 · Amount on Record |
| Deed Document Number | 2025197641 |
| Deed Book / Page | 333 / 382 |
| Prior Transfer Date | Jun 24, 2015 |
| Prior Transfer Doc | 00D280/755 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 18, 2025 |
| Property Address | 52 SIMPSON RD, LANCASTER, KY 40444-7742 |
| Document Number | 00D333/382 |
| Book / Page | D333 / 382 |
| Map Reference | CAB 1 SL 72 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 197641 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | FORTRESS TITLE LC, FOR TRUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 782 ISLAND RAMP RD, NANCY, KY 42544-4561 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 52 SIMPSON RD, LANCASTER, KY 40444-7742 |
| Document Number | 0000197645 |
|---|---|
| Date | Aug 18, 2025 |
| Instrument | 197645 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Nov 06, 2018 |
| Property Address | 52 SIMPSON RD, LANCASTER, KY 40444-7742 |
| Document Number | 000D296/89 |
| Book / Page | D296 / 89 |
| Map Reference | DB 280 PG 755 |
| Instrument Date | Nov 02, 2018 |
| Instrument | 142799 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 HARRIS DR, WINCHESTER, KY 40391-9741 |
| Name | Verified Name |
|---|---|
| Address | 6074 LEXINGTON RD, LANCASTER, KY 40444-9035 |
Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,192.00 (-30.13%) | $165,000 (-) Land $30,000 Building $135,000 | $165,000 (-) Land $30,000 Building $135,000 |
| 2024 | $1,706.00 (-2.85%) | $165,000 (-) Land $30,000 Building $135,000 | $165,000 (-) Land $30,000 Building $135,000 |
| 2023 | $1,756.00 (+2.21%) | $165,000 (+3.13%) Land $30,000 Building $135,000 | $165,000 (+3.13%) Land $30,000 Building $135,000 |
| 2022 | $1,718.00 | $160,000 Land $30,000 Building $130,000 | $160,000 Land $30,000 Building $130,000 |
Source: FEMA National Flood Hazard Layer, Garrard County (21079C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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