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52 School St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 52 School St, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,644 sqft · built 1900
Lot Size0.109 acres (4,748 sqft)
Owner2 Individual Names on File
Last Sale$499,900 (Feb 2023)
Tax Bill$10,326 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-02307-0000-00002

Property Details

APN / Parcel Number

Primary APN48-02307-0000-00002
Alternative APN
  • 480230700002

Interior

Stories2 Stories
Building Area1,644 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area4,748 sqft (0.109 acres)
Lot Dimensions95 ft deep x 50 ft wide

Location & Zoning

Street Address52 SCHOOL ST
CityRAMSEY
StateNJ
Zip07446-1859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.109AC
Legal SubdivisionBOROUGH/RAMSEY
Legal Block2307
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2011
Census Tract44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02307-0000-00002

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address52 SCHOOL ST, RAMSEY, NJ 07446-1859
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2023Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Oct 04, 2021Deed, Transfer · Conventional Mortgage
1ST 2ND MORTGAGE CO OF NEW JERSEY I

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 07, 2023 · Amount on Record
Deed SaleFeb 07, 2023 · Amount on Record
Prior SaleOct 04, 2021 · Amount on Record
Deed Document Number202310803
Deed Book / Page4926 / 1892
Record UpdatedSep 20, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateFeb 07, 2023
Property Address52 SCHOOL ST, RAMSEY, NJ 07446-1859
Document Number0049261892
Book / Page4926 / 1892
Instrument DateFeb 01, 2023
Instrument2023010803
Transaction TypeTransfer
Record UpdatedMar 02, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address797 11TH AVE # AVE6G, AVE6G, PATERSON, NJ 07514-1078

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 SCHOOL ST, RAMSEY, NJ 07446-1859

Mortgage

Document Number2023010804
DateFeb 07, 2023
Instrument2023010804
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2053

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 04, 2021
Property Address52 SCHOOL ST, RAMSEY, NJ 07446-1859
Document Number0044031260
Book / Page4403 / 1260
Instrument DateSep 17, 2021
Instrument2021153466
Transaction TypeTransfer
Record UpdatedNov 11, 2021
Title CompanyINVESTMENT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,344.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 CHESTER ACRES BLVD, 12, CHESTER, NY 10918-1435

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 SCHOOL ST, RAMSEY, NJ 07446-1859

Mortgage

Document Number2021153467
DateOct 04, 2021
Instrument2021153467
Lender
Name1ST 2ND MORTGAGE CO OF NEW JERSEY I
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$524,100 (+4.51%) Land $256,200 Building $267,900$524,100 (+4.51%) Land $256,200 Building $267,900
2025$10,326.00 (-7.74%)$501,500 (+26.45%) Land $236,000 Building $265,500$501,500 (+26.45%) Land $236,000 Building $265,500
2024$11,192.00 (+7.59%)
2023$396,600 Land $209,100 Building $187,500$396,600 Land $209,100 Building $187,500
2022$10,402.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030441002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
10 of 10 on primary residences
Nearby Flood Claims2 (2005–2011)
Most Recent ClaimSep 2011, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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