Bergen County and Ramsey Borough property record for 38 School St, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,104 sqft · built 1900 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,500 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02307-0000-00005 |
| Primary APN | 48-02307-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,104 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 38 SCHOOL ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.115AC |
| Legal Block | 2307 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-02307-0000-00005
Assessment roll updated June 29, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 SCHOOL ST, RAMSEY, NJ 07446-1859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,700 (+5.31%) Land $257,000 Building $177,700 | $434,700 (+5.31%) Land $257,000 Building $177,700 | |
| 2025 | $8,500.00 (+1.24%) Veteran's exemption | $412,800 (+34.73%) Land $236,700 Building $176,100 | $412,800 (+34.73%) Land $236,700 Building $176,100 |
| 2024 | $8,396.00 (+7.83%) | ||
| 2023 | $306,400 Land $209,500 Building $96,900 | $306,400 Land $209,500 Building $96,900 | |
| 2022 | $7,786.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030441002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force 10 of 10 on primary residences |
| Nearby Flood Claims | 2 (2005–2011) |
| Most Recent Claim | Sep 2011, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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