52 Phil Ln, Fairmont, WV 26554 Property Records

Marion County property record for 52 Phil Ln, Fairmont, WV 26554

Property Summary

Property Type	Mobile Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Sep 2024)
Tax Bill	$191 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-36-0049.0005`

Property Details

APN / Parcel Number

Primary APN	`18-36-0049.0005`
Alternative APN	`24-18-36-0049.0005`

Exterior

Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	52 PHIL LN
City	FAIRMONT
State	WV
Zip	26554-4599
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1 AC (PT LT B) GOOSE CREEK (PLAT 890-150)
Legal Subdivision	GOOSE CREEK
Legal Lot Number	B
Jurisdiction	MARION WV
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2001
Census Tract	21002

Owner

52 Phil Ln, a mobile home, is owned and occupied by an individual who bought it in September 2024.

Source: Marion County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	52 PHIL LN, FAIRMONT, WV 26554-4599
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Mar 25, 2021	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Nov 12, 2019	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2024 · Amount on File
Deed Sale	Sep 4, 2024 · Amount on File
Prior Sale	Jun 8, 2006 · Amount on File
Deed Document Number	202400015118
Deed Book / Page	1365 / 1042
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	52 PHIL LN, FAIRMONT, WV 26554-4599
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 PHIL LN, FAIRMONT, WV 26554-4599

Mortgage

Document Number	001379/599
Date	Feb 11, 2026
Book Page	1379/599
Instrument	202600002511

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	52 PHIL LN, FAIRMONT, WV 26554-4599
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 PHIL LN, FAIRMONT, WV 26554-4599

Mortgage

Document Number	1270/685
Date	Mar 25, 2021
Book Page	1270/685
Instrument	202100003845

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	52 PHIL LN, FAIRMONT, WV 26554-4599
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1232/0635
Date	Nov 12, 2019
Book Page	1232/0635
Instrument	201900014607

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 52 Phil Ln was $191 with exemptions applied.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$191.00 Homeowner's exemption Disabled Person's exemption	$35,400 Land $10,380 Building $25,020	$59,000 Land $17,300 Building $41,700
2023	$165.00 (-7.82%) Homeowner's exemption Disabled Person's exemption	$33,360 (-3.3%) Land $10,380 Building $22,980	$55,600 (-3.3%) Land $17,300 Building $38,300
2022	$179.00 Homeowner's exemption Disabled Person's exemption	$34,500 Land $10,380 Building $24,120	$57,500 Land $17,300 Building $40,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 52 Phil Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Phil Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY FALLS PSD serves 4,042 people · EPA ID WV3302523
Water Source	Purchased surface water from CITY OF FAIRMONT
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jun 2026 Coliform assessment currently in violation since Oct 2017
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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