43 Phil Ln, Fairmont, WV 26554 Property Records

Marion County property record for 43 Phil Ln, Fairmont, WV 26554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,207 sqft · built 1935
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Dec 2020)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-33-0073.0002`

Property Details

APN / Parcel Number

Primary APN	`18-33-0073.0002`
Alternative APN	`24-18-33-0073.0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,207 sqft Living Area
1st Floor Area	2,207 sqft
Basement Area	312 sqft
Unfinished Basement	312 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Modern
Exterior Material	Brick
Construction Type	Brick
Lot Area	88,427 sqft (2.03 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	43 PHIL LN
City	FAIRMONT
State	WV
Zip	26554-4682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.03 AC GOOSE CREEK (PLAT 924-918)
Legal Subdivision	GOOSE CREEK
Jurisdiction	MARION WV
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2005
Census Tract	21002

Owner

Source: Marion County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 PHIL LN, FAIRMONT, WV 26554-4682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST
Sep 1, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Jun 17, 2015 · Amount on Record
Deed Document Number	202014335
Deed Book / Page	1274 / 1099
Prior Transfer Date	Aug 23, 2017
Prior Transfer Doc	1215/0043
Record Updated	Jun 8, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION WV
Recording Date	Dec 23, 2020
Property Address	43 PHIL LN, FAIRMONT, WV 26554-4682
Document Number	1274/1099
Book / Page	1274 / 1099
Instrument Date	Dec 18, 2020
Instrument	202000014335
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202000014336
Date	Dec 23, 2020
Instrument	202000014336

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION WV
Recording Date	Sep 1, 2017
Property Address	43 PHIL LN, FAIRMONT, WV 26554-4682
Document Number	1215/0043
Book / Page	1215 / 0043
Instrument Date	Aug 23, 2017
Instrument	201700011871
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 PHIL LN, FAIRMONT, WV 26554-4682

Tax Assessment & Valuation

Source: Marion County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00 (+6.71%)	$121,560 (+6.07%) Land $22,020 Building $99,540	$202,600 (+6.07%) Land $36,700 Building $165,900
2023	$1,415.00 (+2.46%)	$114,600 (+2.69%) Land $22,020 Building $92,580	$191,000 (+2.69%) Land $36,700 Building $154,300
2022	$1,381.00	$111,600 Land $22,020 Building $89,580	$186,000 Land $36,700 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY FALLS PSD serves 4,042 people · EPA ID WV3302523
Water Source	Purchased surface water from CITY OF FAIRMONT
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jun 2026 Coliform assessment currently in violation since Oct 2017
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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