Kenton County property record for 52 Park Ave, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,386 sqft · built 1940 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $109,000 (Jul 2014) |
| Tax Bill | $1,912 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-09-021.00 |
| Primary APN | 004-30-09-021.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,386 sqft Finished Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 212 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 52 PARK AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW LOT 50 |
| Legal Subdivision | FAIRVIEW ELSMERE |
| Legal Lot Number | 50 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 65700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 52 PARK AVE, ELSMERE, KY 41018-1932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Oct 18, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage L&N FCU |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI L&N FCU |
| Oct 30, 2017 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2014 · Amount on Record |
| Deed Sale | Jul 14, 2014 · Amount on Record |
| Prior Sale | Feb 7, 2014 · Amount on Record |
| Deed Document Number | 201407 14 059 00072 |
| Deed Book / Page | 5451 / 186 |
| Last Transfer Date | Sep 24, 2021 |
| Transfer Doc | 0005900124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 52 PARK AVE, ELSMERE, KY 41018-1932 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0005900031 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 374/311 |
| Instrument | 22053105900031 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 18, 2021 |
| Property Address | 52 PARK AVE, ELSMERE, KY 41018-1932 |
| Document Number | 0005900124 |
| Book / Page | 124 / 415 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 21101805900124 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 52 PARK AVE, ELSMERE, KY 41018-1932 |
| Document Number | 0005900125 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 286/363 |
| Instrument | 21101805900125 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Oct 1, 2036 |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 9.12% |
| Index | 10-Year TN |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 52 PARK AVE, ELSMERE, KY 41018-1932 |
| Document Number | 0000000155 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 52 PARK AVE ELSMERE KY 410181932, ELSMERE, KY 41018-1932 |
| Document Number | 0000000155 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 0C6797/000157 |
| Instrument | 155 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 52 PARK AVE, ELSMERE, KY 41018-1932 |
| Document Number | 0000000180 |
| Book / Page | 0C6288 / 000218 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2017 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 52 PARK AVE ELSMERE KY 410181932, ELSMERE, KY 41018-1932 |
| Document Number | 0000000180 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 0C6288/000218 |
| Instrument | 180 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 5, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,000 (-) Land $25,000 Building $150,000 | $175,000 (-) Land $25,000 Building $150,000 | |
| 2025 | $1,912.00 (-0.78%) Homeowner's exemption | $175,000 (-) Land $25,000 Building $150,000 | $175,000 (-) Land $25,000 Building $150,000 |
| 2023 | $1,927.00 Homeowner's exemption | $175,000 Land $25,000 Building $150,000 | $175,000 Land $25,000 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | NORTHERN KENTUCKY WATER DISTRICT |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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