49 Park Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 49 Park Ave, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,275 sqft · built 1949
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,900 (Oct 2020)
Tax Bill	$2,535 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-30-08-031.00`

Property Details

APN / Parcel Number

Primary APN	`004-30-08-031.00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,275 sqft Finished Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	49 PARK AVE
City	ELSMERE
State	KY
Zip	41018-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW LOT 133
Legal Subdivision	FAIRVIEW ELSMERE
Legal Lot Number	133
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1024
Census Tract	65700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 PARK AVE, ELSMERE, KY 41018-1944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MTG SVC
Oct 28, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC
Jul 13, 2020	Grant Deed, Construction Loan · Line of Credit HERITAGE BK
May 8, 2020	Grant Deed, Transfer NOT AVAILABLE
Apr 13, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	20205900202
Deed Book / Page	52 / 45
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	49 PARK AVE, ELSMERE, KY 41018-1944
Document Number	0000000203
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 PARK AVE ELSMERE KY 410181944, ELSMERE, KY 41018-1944

Mortgage

Document Number	0000000203
Date	Oct 28, 2020
Book Page	00M117/000272
Instrument	203

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 28, 2020
Property Address	49 PARK AVE, ELSMERE, KY 41018-1944
Document Number	0000000202
Book / Page	000052 / 000045
Instrument Date	Oct 16, 2020
Instrument	202
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 PARK AVE ELSMERE KY 410181944, ELSMERE, KY 41018-1944

Mortgage

Document Number	203
Date	Oct 28, 2020
Book Page	00M117/000272
Instrument	203

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

July 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jul 13, 2020
Property Address	49 PARK AVE, ELSMERE, KY 41018-1944
Document Number	0000000210
Book / Page	000031 / 000611
Instrument Date	Jun 15, 2020
Instrument	210
Transaction Type	Construction Loan
Record Updated	Sep 1, 2020
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	421 SUNSET AVE ERLANGER KY 410181579, ERLANGER, KY 41018-1579

Mortgage

Document Number	211
Date	Jul 13, 2020
Book Page	000M68/000867
Instrument	211

Lender

Name	HERITAGE BK
Type	Bank
Address	HEBRON, KY 41048

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 12, 2021

Interest

Rate Type	Adjustable Rate

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	May 8, 2020
Property Address	49 PARK AVE, ELSMERE, KY 41018-1944
Document Number	0000000099
Book / Page	000020 / 000337
Instrument Date	Apr 29, 2020
Instrument	99
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

April 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	KENTON KY
Recording Date	Apr 13, 2020
Property Address	49 PARK AVE, ELSMERE, KY 41018-1944
Document Number	0000000065
Book / Page	000016 / 000530
Instrument Date	Mar 9, 2020
Instrument	65
Transaction Type	Foreclosure
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$73.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10500 KINCAID DR FISHERS IN 460379749, FISHERS, IN 46037-9749
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,900 (-) Land $25,000 Building $141,900	$166,900 (-) Land $25,000 Building $141,900
2025	$2,535.00 (+1.36%)	$166,900 (-) Land $25,000 Building $141,900	$166,900 (-) Land $25,000 Building $141,900
2023	$2,501.00	$166,900 Land $25,000 Building $141,900	$166,900 Land $25,000 Building $141,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

49 Park Ave, Elsmere (Erlanger), KY 41018 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Grant Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2020: Grant Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2020: Court-Ordered Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Park Ave

Nearby Streets

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