Clay County property record for 52 Mockingbird Ln, Hayesville, NC 28904 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,140 sqft · built 1989 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,000 (Jun 2026) |
| Tax Bill | $261 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54590059736104 |
| Primary APN | 54590059736104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,140 sqft Heated Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 871 sqft (0.02 acres) |
| Account Number | 616194000 |
|---|---|
| Street Address | 52 MOCKINGBIRD LN |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 WHISPERING PINES |
| Legal Subdivision | THE WHISPERING PINES VILLAS |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950201 |
Source: Clay County records · APN 54590059736104
Assessment roll updated October 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 36, BRASSTOWN, NC 28902-0036 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION |
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Dec 22, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Feb 23, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Deed Document Number | 20261414 |
| Deed Book / Page | 491 / 369 |
| Prior Transfer Date | Feb 14, 2018 |
| Prior Transfer Doc | 417/0161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jun 26, 2026 |
| Property Address | 52 MOCKINGBIRD LN, HAYESVILLE, NC 28904 |
| Document Number | 0000001414 |
| Book / Page | 491 / 369 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20261414 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,532.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000001415, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | C17/55 |
| Instrument | 20261415 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jun 24, 2026 |
| Property Address | 52 MOCKINGBIRD LN, HAYESVILLE, NC 28904 |
| Document Number | 0000001366 |
| Book / Page | 17 / 50 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 20261366 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000001366, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 17/50 |
| Instrument | 20261366 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 12, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 52 MOCKINGBIRD LN, HAYESVILLE, NC 28904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 52 MOCKINGBIRD LN, HAYESVILLE, NC 28904 |
| Document Number | S15/6 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | S15/6 |
| Instrument | 2020003434 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HAYESVILLE, NC 28904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 24, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Feb 23, 2018 |
| Property Address | 52 MOCKINGBIRD LN, HAYESVILLE, NC 28904 |
| Document Number | 417/0161 |
| Book / Page | 417 / 0161 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 2018000351 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1892, BLAIRSVILLE, GA 30514-1892 |
| Mail Care Of | CHRISTINE MANNO ESQURE |
Source: Clay County records · Assessment roll updated October 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $261.00 (+66.24%) | $79,300 (-) Land $6,300 Building $73,000 | $79,300 (-) Land $6,300 Building $73,000 |
| 2023 | $157.00 | $79,300 Land $6,300 Building $73,000 | $79,300 Land $6,300 Building $73,000 |
Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439502012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 725 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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