50 Mockingbird Ln, Hayesville, NC 28904 Property Records

Clay County property record for 50 Mockingbird Ln, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,140 sqft · built 1989
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2023)
Tax Bill	$474 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54590059736103`

Property Details

APN / Parcel Number

Primary APN	`54590059736103`
Alternative APNs	`622434000` `3498301`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,140 sqft Heated Area

Exterior

Year Built	Built 1989
Lot Area	871 sqft (0.019 acres)

Location & Zoning

Account Number	622434000
Street Address	50 MOCKINGBIRD LN
City	HAYESVILLE
State	NC
Zip	28904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WHISPERING PINES
Legal Lot Number	3
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2009
Census Tract	950201

Owner

Source: Clay County records · APN 54590059736103

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	117 GLENWOOD ST, MURPHY, NC 28906-2617
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Apr 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Feb 15, 2008 · Amount on Record
Deed Document Number	0000004778
Deed Book / Page	477 / 8
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jul 14, 2023
Property Address	50 MOCKINGBIRD LN, HAYESVILLE, NC 28904
Document Number	00000477/8
Book / Page	477 / 8
Map Reference	CAB 2 SL 532
Instrument Date	Jul 14, 2023
Instrument	2023001377
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 CABE DR, HAYESVILLE, NC 28904-7131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 MOCKINGBIRD LN, HAYESVILLE, NC 28904

Mortgage

Document Number	2023001378
Date	Jul 14, 2023
Instrument	2023001378

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Type Change Date	Aug 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.65%
Index	5-Year CMT
Max Rate	11.6%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	50 MOCKINGBIRD LN, HAYESVILLE, NC 28904
Transaction Type	Mortgage
Record Updated	May 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M14/0026
Date	Apr 24, 2018
Book Page	M14/0026
Instrument	2018000884

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 23, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$474.00 (+1,592.86%)	$79,700 (-) Land $6,300 Building $73,400	$79,700 (-) Land $6,300 Building $73,400
2023	$28.00 (+33.33%)	$79,700 (-) Land $6,300 Building $73,400	$79,700 (-) Land $6,300 Building $73,400
2022	$21.00	$79,700 Land $6,300 Building $73,400	$79,700 Land $6,300 Building $73,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), as of May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439502012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Uniti Group Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 51 locations within half a mile of this property.

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