52 Loring St, #54, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 52 Loring St, #54, Springfield, MA 01105

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 1.5 ba · 1,498 sqft · built 1908
Lot Size	0.114 acres (4,979 sqft)
Owner	2 Trust Names on File
Last Sale	$265,000 (Nov 2022)
Tax Bill	$4,691 (2025)
Deeds & Mortgages	Feb 2024 Refinance Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`SPRI S:07940 P:0017`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:07940 P:0017`
Alternative APN	`79400017`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	3 Units
Stories	2 Stories
Building Area	1,498 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	4,979 sqft (0.114 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	79400017
Street Address	52 LORING ST, 54
City	SPRINGFIELD
State	MA
Zip	01105-2433
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R3
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1003
Census Tract	802000

Owner

52 Loring St, #54 is held in a trust since November 2022.

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	192 EAST ST, LUDLOW, MA 01056-3409
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance RUBY LENDING LLC
Jan 9, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage MORTGAGE CALCULATOR
Sep 12, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 10, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE CALCULATOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Jun 19, 2006 · Amount on File
Deed Book / Page	24801 / 459
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	52 LORING ST # 54, 54, SPRINGFIELD, MA 01105-2433
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025329-82
Date	Feb 23, 2024
Book Page	25329/82
Instrument	7709

Lender

Name	RUBY LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	52 LORING ST # 54, 54, SPRINGFIELD, MA 01105-2433
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024871-374
Date	Jan 9, 2023
Book Page	24871/374
Instrument	1461

Lender

Name	MORTGAGE CALCULATOR

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2052

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 12, 2025
Property Address	52 LORING ST # 54, 54, SPRINGFIELD, MA 01105-2433
Document Number	026025-296
Book / Page	26025 / 296
Instrument Date	Jul 11, 2025
Instrument	43202
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 EAST ST # 200, LUDLOW, MA 01056-3409

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 10, 2022
Property Address	52 LORING ST # 54, 54, SPRINGFIELD, MA 01105-2433
Document Number	024801-459
Book / Page	24801 / 459
Instrument Date	Nov 10, 2022
Instrument	66906
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 DANIEL ST, SPRINGFIELD, MA 01151-1527

Mortgage

Document Number	0000066907
Date	Nov 10, 2022
Instrument	66907

Lender

Name	MORTGAGE CALCULATOR

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 52 Loring St, #54 was $4,691.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,691.00	$299,200 Land $24,600 Building $274,600	$364,990 (+35.04%)
2024			$270,275
2023	$3,185.00	$186,800 Land $21,900 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Loring St, #54 in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1990–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 52 Loring St, #54 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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