Hampden County and Springfield City property record for 45 Loring St, Springfield, MA 01105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,816 sqft · built 1912 |
| Lot Size | 0.091 acres (3,960 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $293,000 (Jun 2023) |
| Tax Bill | $3,907 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Mar 2022 Sale + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | SPRI S:07940 P:0029 |
| Primary APN | SPRI S:07940 P:0029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 285 sqft |
| Unfinished Basement | 285 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,960 sqft (0.091 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 79400029 |
|---|---|
| Street Address | 45 LORING ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01105-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 802000 |
Source: Hampden County and Springfield City records · APN SPRI S:07940 P:0029
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 LORING ST, SPRINGFIELD, MA 01105-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2023 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 21, 2022 | Warranty Deed, Transfer |
| Dec 16, 2020 | Warranty Deed, Transfer · FHA Mortgage HOMETOWN EQUITY MTG L |
| Jun 26, 2018 | Redemption Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2023 · Amount on Record |
| Deed Sale | Jun 08, 2023 · Amount on Record |
| Prior Sale | Mar 21, 2022 · Amount on Record |
| Deed Document Number | 202326260 |
| Deed Book / Page | 25036 / 59 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 08, 2023 |
| Property Address | 45 LORING ST, SPRINGFIELD, MA 01105-2432 |
| Document Number | 0025036-59 |
| Book / Page | 25036 / 59 |
| Instrument Date | Jun 08, 2023 |
| Instrument | 26260 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 919 HYDE PARK AVE, BOSTON, MA 02136-3370 |
| Document Number | 0000026261 |
|---|---|
| Date | Jun 08, 2023 |
| Instrument | 26261 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0025036-75 |
|---|---|
| Date | Jun 08, 2023 |
| Book Page | 25036/75 |
| Instrument | 26262 |
| Name | SPRINGFIELD, CITY OF |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Mar 21, 2022 |
| Property Address | 45 LORING ST, SPRINGFIELD, MA 01105-2432 |
| Document Number | 00024460-4 |
| Book / Page | 24460 / 4 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 17148 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 SOUTHWICK ST, FEEDING HILLS, MA 01030-1039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Dec 16, 2020 |
| Property Address | 45 LORING ST, SPRINGFIELD, MA 01105-2432 |
| Document Number | 23593-272 |
| Book / Page | 23593 / 272 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 75388 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 MONROVIA ST, SPRINGFIELD, MA 01104-3113 |
| Document Number | 75389 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 75389 |
| Name | HOMETOWN EQUITY MTG L |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 26, 2018 |
| Property Address | 45 LORING ST, SPRINGFIELD, MA 01105-2432 |
| Document Number | 22235-385 |
| Book / Page | 022235 / 000385 |
| Instrument Date | May 15, 2018 |
| Instrument | 35824 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,907.00 (+181.89%) | $249,200 (+206.52%) Land $23,700 Building $225,500 | $345,230 (+18.45%) |
| 2024 | $291,460 | ||
| 2023 | $1,386.00 | $81,300 Land $21,100 Building $60,200 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
Based on FCC filings for 385 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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