52 Harvard St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 52 Harvard St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,869 sqft · built 1880
Lot Size	0.183 acres (7,950 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jul 2025)
Tax Bill	$4,241 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`126-00013`

Property Details

APN / Parcel Number

Primary APN	`126-00013`
Alternative APN	`CHIC M:0126 P:00013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,869 sqft Living Area
Gross Area	3,722 sqft
1st Floor Area	1,145 sqft
Attic	Attic
Attic Area	572 sqft
Basement Area	1,145 sqft
Unfinished Basement	1,145 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,950 sqft (0.183 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	126-00013
Street Address	52 HARVARD ST
City	CHICOPEE
State	MA
Zip	01020-2510
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3008
Census Tract	810700

Owner

52 Harvard St, a duplex, is owned and occupied by two individuals who bought it in July 2025.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	52 HARVARD ST, CHICOPEE, MA 01020-2510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) POLISH NATIONAL CU
Jul 31, 2025	Quit Claim Deed, Transfer · FHA Mortgage OCMBC INC
Aug 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU
Dec 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage POLISH NAT'L CU
Jan 19, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Prior Sale	Jul 31, 2013 · Amount on File
Deed Document Number	202535374
Deed Book / Page	25967 / 548
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	52 HARVARD ST, CHICOPEE, MA 01020-2510
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	024694-193
Date	Aug 24, 2022
Book Page	24694/193
Instrument	51077

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 31, 2025
Property Address	52 HARVARD ST, CHICOPEE, MA 01020-2510
Document Number	025967-548
Book / Page	25967 / 548
Instrument Date	Jul 31, 2025
Instrument	35374
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	52 HARVARD ST, CHICOPEE, MA 01020-2510

Mortgage

Document Number	0000035375
Date	Jul 31, 2025
Instrument	35375

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	52 HARVARD ST, CHICOPEE, MA 01020-2510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23357-473
Date	Aug 11, 2020
Book Page	23357/473
Instrument	43745

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	52 HARVARD ST, CHICOPEE, MA 01020-2510
Document Number	22509-43
Instrument Date	Dec 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 HARVARD ST CHICOPEE MA 010202510, CHICOPEE, MA 01020-2510

Mortgage

Document Number	22509-43
Date	Jan 2, 2019
Book Page	022509/000043
Instrument	166

Lender

Name	POLISH NAT'L CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2039

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	52 HARVARD ST, CHICOPEE, MA 01020-2510
Document Number	21544-75
Book / Page	021544 / 000075
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21544-75
Date	Jan 24, 2017
Book Page	021544/000075
Instrument	4170

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 52 Harvard St was $4,241, up 10.3% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,241.00 (+10.27%)	$278,300 (+9.7%) Land $89,800 Building $188,500	$362,481
2025	$3,846.00 (+5.66%)	$253,700 (+2.88%) Land $81,600 Building $172,100
2024	$3,640.00 (+7.06%)	$246,600 (+9.89%) Land $80,000 Building $166,600
2023	$3,400.00	$224,400 Land $72,800 Building $151,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 52 Harvard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 52 Harvard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Harvard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures