46 Harvard St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 46 Harvard St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,538 sqft · built 1840
Lot Size	0.124 acres (5,419 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Jan 2024)
Tax Bill	$4,726 (2026)
Deeds & Mortgages	Nov 2023 Refinance Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`126-00014`

Property Details

APN / Parcel Number

Primary APN	`126-00014`
Alternative APN	`CHIC M:0126 P:00014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,538 sqft Living Area
Gross Area	2,383 sqft
1st Floor Area	769 sqft
Attic	Attic
Attic Area	769 sqft
Basement Area	769 sqft
Unfinished Basement	769 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,419 sqft (0.124 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	126-00014
Street Address	46 HARVARD ST
City	CHICOPEE
State	MA
Zip	01020-2510
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3008
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	365 BOSTON RD # 101, 101, SUDBURY, MA 01776
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 31, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage AMER HTGE LENDING LLC
Jun 13, 2017	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	Jun 13, 2017 · Amount on Record
Deed Book / Page	25308 / 293
Transfer Doc	0021720-91
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	46 HARVARD ST, CHICOPEE, MA 01020-2510
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025242-264
Date	Nov 29, 2023
Book Page	25242/264
Instrument	56587

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	46 HARVARD ST, CHICOPEE, MA 01020-2510
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024349-509
Date	Jan 11, 2022
Book Page	24349/509
Instrument	1872

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jan 31, 2024
Property Address	46 HARVARD ST, CHICOPEE, MA 01020-2510
Document Number	025308-293
Book / Page	25308 / 293
Instrument Date	Jan 31, 2024
Instrument	4484
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 BOSTON RD #101 # 101, 101, SUDBURY, MA 01776

Mortgage

Document Number	0000004485
Date	Jan 31, 2024
Instrument	4485

Lender

Name	AMER HTGE LENDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 13, 2017
Property Address	46 HARVARD ST, CHICOPEE, MA 01020-2510
Document Number	21720-91
Book / Page	021720 / 000091
Instrument Date	Jun 8, 2017
Instrument	32608
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 DIVISION ST EASTHAMPTON MA 010272529, EASTHAMPTON, MA 01027-2529

Mortgage

Document Number	21720-94
Date	Jun 13, 2017
Book Page	021720/000094
Instrument	32609

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,726.00 (+9.15%)	$310,100 (+8.58%) Land $74,600 Building $235,500	$323,343
2025	$4,330.00 (+5.79%)	$285,600 (+2.99%) Land $70,600 Building $215,000
2024	$4,093.00 (+7.17%)	$277,300 (+1%) Land $69,200 Building $208,100
2023	$3,819.00	$252,100 Land $62,900 Building $189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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