Bergen County and Ramsey Borough property record for 52 E Oak St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,176 sqft · built 1958 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $607,000 (Dec 2020) |
| Tax Bill | $15,772 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03204-0000-00001 |
| Primary APN | 48-03204-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 2,176 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 115 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 52 E OAK ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.264AC |
| Legal Subdivision | RAMSEY GARDENS |
| Legal Block | 3204 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 52 E OAK ST, RAMSEY, NJ 07446-2340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage VISIONS FCU |
| Dec 8, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage VISIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on Record |
| Deed Sale | Dec 8, 2020 · Amount on Record |
| Deed Document Number | 2020130043 |
| Deed Book / Page | 3855 / 1263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 52 E OAK ST, RAMSEY, NJ 07446-2340 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 52 E OAK ST, RAMSEY, NJ 07446-2340 |
| Document Number | 0056131014 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 5613/1014 |
| Instrument | 2025067633 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Amount | Amount Recorded |
|---|---|
| Term | 178 Months |
| Due | Aug 16, 2040 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 8, 2020 |
| Property Address | 52 E OAK ST, RAMSEY, NJ 07446-2340 |
| Document Number | 0038551263 |
| Book / Page | 3855 / 1263 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 20-130043 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | CENTURION TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,442.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 447 DORCHESTER RD, 447, RIDGEWOOD, NJ 07450-5507 |
| Name | Verified Name |
|---|---|
| Address | 52 E OAK ST, RAMSEY, NJ 07446-2340 |
| Document Number | 20130044 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 20-130044 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $794,700 (+3.75%) Land $389,600 Building $405,100 | $794,700 (+3.75%) Land $389,600 Building $405,100 | |
| 2025 | $15,772.00 (+8.8%) | $766,000 (+49.11%) Land $364,600 Building $401,400 | $766,000 (+49.11%) Land $364,600 Building $401,400 |
| 2024 | $14,496.00 (+7.58%) | ||
| 2023 | $513,700 Land $269,800 Building $243,900 | $513,700 Land $269,800 Building $243,900 | |
| 2022 | $13,474.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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