52 Cunningham St, Rochester, NY 14608 Property Records

Monroe County and Rochester City property record for 52 Cunningham St, Rochester, NY 14608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,346 sqft · built 2000
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$1,396 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`261400 120.44-2-1.022`

Property Details

APN / Parcel Number

Primary APN	`261400 120.44-2-1.022`
Alternative APN	`140012044000020010220000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,346 sqft Living Area
1st Floor Area	616 sqft
2nd Floor Area	574 sqft
Upper Floors Area	156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	91 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	52 CUNNINGHAM ST
City	ROCHESTER
State	NY
Zip	14608-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	13
Legal Subdivision	WEST SQUARE MANOR SUBDIVISION
Legal Block	2
Legal Lot Number	1.022
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2016
Census Tract	9601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Maplewood Historic District listed 1997 · 436 contributing resources · NRIS 97001454

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	52 CUNNINGHAM ST, ROCHESTER, NY 14608-3002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 11, 2017	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	52 CUNNINGHAM ST, ROCHESTER, NY 14608-3002
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CUNNINGHAM ST, ROCHESTER, NY 14608-3002

Mortgage

Document Number	0000001641
Date	Jan 10, 2022
Book Page	29691/596
Instrument	202201101641

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 11, 2017
Property Address	52 CUNNINGHAM ST, ROCHESTER, NY 14608-3002
Document Number	0000000873
Book / Page	11844 / 615
Map Reference	LB302 PG6
Instrument Date	Feb 1, 2017
Instrument	201704110873
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1630 WHETSTONE WAY APT 413, 1630, BALTIMORE, MD 21230-5157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CUNNINGHAM ST, ROCHESTER, NY 14608-3002

Mortgage

Document Number	0000000874
Date	Apr 11, 2017
Book Page	27094/115
Instrument	201704110874

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,396.00 (-4.71%)
2025	$1,465.00	$167,000 (+87.64%) Land $6,800 Building $160,200	$167,000 (+55.74%) Land $6,800 Building $160,200
2023		$89,000 Land $4,000 Building $85,000	$107,229 Land $4,819 Building $102,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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